Securities Exchange Act 1934: Primary federal legislation governing securities trading, establishing SEC authority and regulating broker-dealer activities
Investment Advisers Act 1940: Federal law regulating investment advisers, including registration requirements and fiduciary duties
Bank Secrecy Act: Requires financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Enhances anti-money laundering requirements and customer identification programs for financial institutions
FATCA: Foreign Account Tax Compliance Act requiring reporting of foreign financial accounts held by U.S. persons
CFPB Regulations: Consumer Financial Protection Bureau rules protecting consumers in financial transactions
Fair Credit Reporting Act: Regulates collection and use of consumer credit information
Truth in Lending Act: Requires clear disclosure of lending terms and costs to consumers
Electronic Fund Transfer Act: Establishes rights and responsibilities for electronic fund transfers
Gramm-Leach-Bliley Act: Requires financial institutions to explain information-sharing practices and protect sensitive data
SEC Regulation S-P: Privacy rules requiring financial institutions to protect customer information and provide privacy notices
KYC Requirements: Know Your Customer protocols for verifying customer identity and assessing risks
FINRA Rules: Self-regulatory organization rules governing broker-dealers, including account documentation and suitability requirements
Blue Sky Laws: State-specific securities regulations governing securities offerings and broker-dealer activities
E-SIGN Act: Electronic Signatures in Global and National Commerce Act validating electronic signatures and records
UETA: Uniform Electronic Transactions Act providing consistent state-level rules for electronic signatures
Federal Arbitration Act: Governs enforcement of arbitration agreements and arbitration proceedings
UCC: Uniform Commercial Code governing commercial transactions, including contract principles
