Uniform Commercial Code (UCC): Primary body of law governing commercial transactions in the US, particularly Article 9 (Secured Transactions), Article 2 (Sales), and Article 3 (Negotiable Instruments)
Federal Assignment of Claims Act: Federal law governing the assignment of claims against the United States government
Anti-Assignment Act: Federal law restricting the assignment of certain claims against the government
Truth in Lending Act: Federal law requiring disclosure of consumer credit terms and applicable when consumer receivables are involved
Fair Credit Reporting Act (FCRA): Federal law regulating the collection, dissemination, and use of consumer credit information
Fair Debt Collection Practices Act (FDCPA): Federal law limiting the behavior of debt collectors and establishing rights for debtors
State UCC Variations: State-specific versions and implementations of the Uniform Commercial Code
State Usury Laws: State-specific regulations governing maximum interest rates and related charges
SEC Regulations: Federal securities regulations applicable when receivables are securitized
Bankruptcy Code: Federal laws governing bankruptcy proceedings, including provisions for secured transactions and priority rules
IRS Regulations: Federal tax regulations regarding assignment of income and tax implications of receivables transactions
Gramm-Leach-Bliley Act: Federal law governing privacy obligations of financial institutions, including requirements for protecting customer information
HIPAA: Federal healthcare privacy law applicable when dealing with healthcare receivables
State Privacy Laws: State-specific regulations governing the protection and handling of personal information in financial transactions
