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The Termination Of Credit Card Letter is a crucial document used when a cardholder wishes to formally end their credit card agreement with an Indonesian banking institution. This document is necessary to comply with Indonesian banking regulations and protect both the cardholder's and bank's interests. It should be used when a cardholder has decided to discontinue their credit card service, whether due to personal preference, financial circumstances, or other reasons. The letter must include specific information required by Indonesian banking laws, such as account details, explicit termination request, and acknowledgment of any outstanding obligations. It serves as official documentation for the termination request and helps ensure proper processing according to Bank Indonesia and OJK regulations. The document is particularly important in Indonesia's formal banking environment, where written documentation is required for significant account changes.

1. Header and Date: Letter header including sender's details, recipient's details (bank's address), and date

2. Subject Line: Clear indication that this is a Credit Card Termination Request

3. Account Details: Credit card number (last 4 digits for security), cardholder's name, and any relevant account identifiers

4. Termination Request: Clear statement requesting termination of the credit card

5. Reason for Termination: Brief explanation for canceling the credit card (if required by bank)

6. Outstanding Balance Declaration: Acknowledgment of any outstanding balance and commitment to pay

7. Card Return Statement: Confirmation that physical card has been/will be destroyed or returned

8. Contact Information: Current contact details for follow-up communication

9. Signature Block: Space for signature, printed name, and date