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The Loan Agreement Document is a crucial legal instrument used in Danish financial transactions to formalize lending arrangements between parties. It is essential for any situation where one party (typically a financial institution) provides financial assistance to another party under Danish law. The document encompasses all necessary elements required by Danish financial regulations, including the Danish Contracts Act and Financial Business Act. It is particularly important for establishing legally binding loan terms, protecting both lender and borrower interests, and ensuring regulatory compliance. The agreement typically includes detailed provisions about the loan facility, interest calculations, repayment terms, security arrangements, and default scenarios. This type of document is fundamental in both commercial and consumer lending contexts, though its complexity may vary depending on the transaction size and nature of the parties involved.

1. Parties: Identification and details of the lender and borrower, including registration numbers and addresses

2. Background: Context of the loan agreement and purpose of the facility

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and interpretation rules

4. The Facility: Details of the loan amount, purpose, and any tranches or facilities

5. Interest: Interest rate, calculation method, payment dates, and default interest provisions

6. Repayment: Repayment terms, schedule, prepayment provisions, and mandatory prepayment events

7. Conditions Precedent: Conditions that must be satisfied before the loan can be drawn

8. Representations and Warranties: Statements of fact made by the borrower about their status and capacity

9. Information Undertakings: Borrower's obligations to provide financial and other information

10. General Undertakings: Borrower's general obligations throughout the loan term

11. Events of Default: Circumstances that allow the lender to demand immediate repayment

12. Changes to Parties: Rules for assignment and transfer of rights and obligations

13. Notices: How formal communications between parties should be made

14. Calculations and Certificates: Rules for calculations and certifications of amounts

15. Partial Invalidity: Provisions for severability of invalid terms

16. Remedies and Waivers: Rights and remedies of the lender and waiver provisions

17. Amendments and Waivers: Process for making changes to the agreement

18. Governing Law and Jurisdiction: Specification of Danish law as governing law and jurisdiction for disputes