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An Authorization Letter Credit Card is a crucial document used when a credit card owner needs to formally authorize another person to use their credit card in Austria. This document is particularly important in situations involving family members, business associates, or caregivers who need legitimate access to the card owner's credit card. The letter must comply with Austrian banking regulations, including the Bankwesengesetz (BWG) and Zahlungsdienstegesetz (ZaDiG 2018), while also adhering to EU data protection requirements. It typically includes specific details about transaction limits, duration of authorization, and usage restrictions, providing legal protection for all parties involved, including the card issuer. The document is commonly used in both personal and business contexts, requiring careful attention to detail in its preparation to ensure its validity and enforceability under Austrian law.

1. Date and Location: Current date and place of execution of the letter

2. Card Owner Information: Full legal name, address, and contact details of the credit card owner

3. Card Details: Partial credit card number (last 4 digits), issuing bank, and card type for clear identification

4. Authorized Person Details: Full legal name, address, and contact information of the person being authorized

5. Authorization Statement: Clear statement of authorization, specifying what the authorized person can do with the card

6. Authorization Scope: Specific permissions and limitations of the authorization (transaction limits, allowed merchants, etc.)

7. Duration of Authorization: Validity period of the authorization

8. Signatures: Space for card owner's signature, date of signing, and witness signature if required