The Appraisal Letter serves as a crucial document in real estate transactions and financial decisions within the United States. This document type is commonly required for mortgage lending, property sales, tax assessments, and legal proceedings. An Appraisal Letter must comply with federal regulations including USPAP and FIRREA, as well as state-specific requirements. It provides a detailed analysis of property value, including methodology, market conditions, and supporting data, certified by a licensed professional appraiser.
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1. Date and Recipient Information: Current date and complete recipient details including name, address, and any relevant reference numbers
2. Property Identification: Detailed description and location of the subject property, including address, legal description, and property type
3. Purpose of Appraisal: Clear statement of why the appraisal was conducted and intended use of the appraisal
4. Valuation: The determined value of the property and basis for the conclusion
5. Methodology: Brief explanation of the appraisal methods used to determine the property value
6. Appraiser Certification: Professional credentials, license information, and certification statement of the appraiser
1. Special Assumptions: Any extraordinary assumptions or hypothetical conditions that affect the valuation
2. Market Conditions: Overview of relevant market conditions and their impact on the property value
3. Limiting Conditions: Specific limitations or restrictions on the appraisal's use and interpretation
1. Property Photographs: Visual documentation of the property, including exterior and interior photos
2. Comparable Sales Data: Details of comparable properties used in the analysis, including sales prices and adjustments
3. Maps and Location Data: Geographic context and location information, including area maps and aerial views
4. Supporting Documentation: Additional relevant documents such as floor plans, zoning information, title documents, and other pertinent exhibits
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