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The Credit Card Cancellation Letter is a essential document used in the United Arab Emirates banking sector when a cardholder wishes to terminate their credit card facility. It serves as an official communication between the cardholder and the bank, drafted in accordance with UAE Central Bank regulations and consumer protection laws. This document is typically required when cardholders wish to close their credit card accounts due to various reasons such as switching banks, consolidating cards, or simply discontinuing credit card usage. The letter must include specific information required by UAE banks, including card details, account information, and declarations regarding outstanding balances. It also needs to address any linked services such as standing instructions or supplementary cards, ensuring a comprehensive approach to the cancellation process in line with UAE banking practices.

1. Sender's Details: Full name, address, and contact information of the cardholder

2. Bank's Details: Name and address of the bank/credit card issuer, including relevant department

3. Credit Card Information: Credit card number (last 4 digits), type of card, and account details

4. Formal Cancellation Request: Clear statement requesting card cancellation

5. Account Status Declaration: Statement about settlement of outstanding dues or current balance

6. Card Destruction Confirmation: Confirmation that the physical card has been destroyed or will be returned

7. Closure Timeline Request: Requested timeframe for processing the cancellation

8. Signature and Date: Physical or digital signature and date of the request