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The Credit Card Cancellation Letter is a essential document used in the German banking system when a cardholder wishes to terminate their credit card agreement. It serves as a formal written notice to the bank, triggering the provisions under BGB § 675h which allows customers to terminate payment service contracts at any time. This document should be used when a cardholder decides to end their credit card relationship with their bank, whether due to changing financial needs, dissatisfaction with service, or other reasons. The letter must include specific information such as card details, account numbers, and clear cancellation instructions, while complying with German banking regulations and data protection requirements under GDPR (DSGVO). It's particularly important that the letter format follows German business correspondence standards and includes all necessary information for the bank to process the cancellation effectively.

1. Sender Details: Full name, address, and contact information of the cardholder

2. Recipient Details: Bank's name and correct department address for card cancellations

3. Date: Current date of writing the letter

4. Subject Line: Clear indication that this is a credit card cancellation request

5. Card Information: Credit card number (last 4 digits only for security), account number, and type of card

6. Cancellation Request: Clear statement requesting immediate cancellation of the credit card

7. Account Status Confirmation: Statement confirming that all outstanding balances have been or will be paid

8. Card Handling: Statement about destroying/returning the physical card

9. Signature: Physical signature of the cardholder