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Credit Card Cancellation Letter Due To Death Template for Singapore

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Key Requirements PROMPT example:

Credit Card Cancellation Letter Due To Death

"I need to draft a Credit Card Cancellation Letter Due To Death for my father who passed away on January 15, 2025, to cancel his DBS Platinum credit card, and I have been appointed as the executor of his estate through a Grant of Probate."

Document background
The Credit Card Cancellation Letter Due To Death is a crucial document in Singapore's estate administration process. It is used when a credit cardholder passes away and their executor or administrator needs to formally notify the card issuer to terminate the account. The letter must include specific details such as the deceased's information, credit card account details, and date of death. It requires supporting documentation as per Singapore law, including a certified death certificate and proof of the writer's legal authority to act on behalf of the estate. This document helps prevent unauthorized use of the card and initiates the process of account settlement.
Suggested Sections

1. Sender Details: Full name, address, and contact information of the executor/administrator writing the letter

2. Bank Details: Name and address of the credit card issuing bank

3. Account Information: Deceased's credit card number and account details

4. Death Notification: Clear statement of cardholder's death and date of death

5. Cancellation Request: Explicit request to cancel the credit card

Optional Sections

1. Outstanding Balance Information: Section detailing any remaining balance on the card that needs to be addressed

2. Settlement Instructions: Section providing specific instructions about settling any outstanding amounts from the estate

3. Additional Cards: Section addressing any supplementary cards that need to be cancelled

Suggested Schedules

1. Death Certificate: Certified copy of the death certificate as proof of cardholder's death

2. Proof of Authority: Grant of Probate or Letters of Administration showing legal authority to act

3. Identification Documents: Copy of executor's/administrator's identification document

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions




















Clauses














Industries

Banking Act (Chapter 19): Primary legislation governing banking operations and financial services in Singapore, including provisions about credit facilities and their termination

Consumer Protection (Fair Trading) Act: Legislation ensuring fair practices in consumer transactions, applicable to credit card agreements and their termination

Probate and Administration Act (Chapter 251): Law governing the administration of deceased persons' estates and establishing legal authority of executors/administrators

Personal Data Protection Act 2012 (PDPA): Legislation regulating the handling of personal data, including protection of deceased's personal information

MAS Guidelines: Monetary Authority of Singapore guidelines covering Fair Dealing and Credit Card and Unsecured Credit Rules

Estate Duty Act: Although estate duty was abolished in 2008, this act remains relevant for administrative processes in death-related matters

Death Certificate Requirement: Official documentation required as proof of death for credit card cancellation

Probate/Letters of Administration: Legal documents required to establish the authority of the executor or administrator of the deceased's estate

Personal Data Requirements: Documentation and procedures required to protect the deceased's personal information while processing the cancellation

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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