The Letter For Refund Of Insurance Premium is a critical document used when a policyholder seeks to recover paid insurance premiums in Singapore. Common scenarios include policy cancellation, overpayment, or changes in coverage terms. The letter must comply with Singapore's Insurance Act and MAS guidelines, containing essential information such as policy details, refund amount calculation, and payment instructions. This document is particularly important as it creates a formal record of the refund request and helps ensure proper processing within the insurer's system.
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1. Policyholder Information: Full name, policy number, contact details of the policyholder requesting refund
2. Policy Details: Insurance policy details including type, period, and premium amount paid
3. Reason for Refund: Clear explanation of the circumstances leading to the refund request
4. Refund Amount: Detailed calculation of the refund amount including any pro-rata or short-rate adjustments
5. Payment Instructions: Bank account details or preferred method for receiving the refund
1. Supporting Documents Reference: Section listing and referencing any attached supporting documentation
2. Previous Correspondence Reference: Reference to any prior communications regarding the refund request
3. Urgency Statement: Statement explaining any time-sensitive nature of the request
1. Original Policy Schedule: Copy of the insurance policy schedule showing premium paid
2. Premium Payment Proof: Documentation proving the premium payment such as receipt or bank statement
3. Cancellation Form: Form documenting the policy cancellation if applicable
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