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A Credit Card Cancellation Letter Due To Death is a crucial document used when a credit card holder passes away in the Philippines. It serves as the formal communication between the deceased's legal representative and the credit card issuer, initiating the process of account closure and final settlement. This document becomes necessary immediately following a cardholder's death to prevent unauthorized charges and begin the process of account reconciliation. The letter must comply with Philippine banking regulations, particularly the Access Devices Regulation Act and BSP guidelines, and should be accompanied by supporting documentation such as a death certificate and proof of the sender's legal authority. It plays a vital role in the broader process of estate administration and helps protect both the deceased's estate and the credit card issuer's interests.

1. Sender's Information: Full name and contact details of the person writing the letter (executor/administrator of estate)

2. Date: Current date in formal business format

3. Recipient's Information: Credit card company's name, department, and complete address

4. Subject Line: Clear indication that this is a credit card cancellation request due to cardholder's death

5. Account Information: Deceased cardholder's name and credit card account number(s)

6. Death Notification: Formal statement of the cardholder's death including date of death

7. Authority Statement: Writer's relationship to the deceased and legal authority to make the request

8. Specific Requests: Clear statement requesting account cancellation and final account statement

9. Supporting Documents Reference: List of enclosed documents proving death and authority

10. Closing and Signature: Professional closing, signature, and typed name of sender