Federal Trade Commission Act: Federal law that prohibits unfair or deceptive practices in commerce and requires clear and conspicuous disclosures in terms and conditions
E-SIGN Act: Federal law governing the validity of electronic contracts and signatures, including requirements for electronic consent
Magnuson-Moss Warranty Act: Federal law that regulates consumer product warranties, requiring clear disclosure of warranty terms
Fair Credit Reporting Act: Federal law that must be considered when including payment terms and credit-related provisions in terms and conditions
Children's Online Privacy Protection Act (COPPA): Federal law governing the collection of personal information from children under 13, must be considered if services might be accessed by minors
California Consumer Privacy Act (CCPA): State law with implications for data collection, privacy requirements, and opt-out rights that may affect terms and conditions nationwide
Uniform Commercial Code (UCC): State-adopted uniform law governing commercial transactions, including contract formation and enforcement, and sale of goods provisions
State Consumer Protection Laws: Various state-specific laws governing consumer rights, warranty limitations, and liability limitations that must be reflected in terms and conditions
Americans with Disabilities Act (ADA): Federal law requiring accessibility considerations, which may need to be addressed in terms and conditions for certain products or services
Industry-Specific Regulations: Varying regulations depending on the nature of products/services that must be incorporated into terms and conditions
