Uniform Commercial Code: Primary commercial law framework including Article 2 (Sales), Article 4 (Bank Deposits and Collections), and Article 4A (Funds Transfers)
Truth in Lending Act: Federal law that requires clear disclosure of lending terms and costs in credit transactions
Electronic Funds Transfer Act: Federal law governing electronic payment services and consumer rights in electronic transactions
Prompt Payment Act: Federal law requiring timely payment of contractors in government contracts
Fair Credit Billing Act: Federal law providing consumer protection regarding billing errors and credit disputes
Fair Debt Collection Practices Act: Federal law regulating debt collection practices and protecting debtors from abusive practices
State Contract Laws: Specific state-level legislation governing contract formation, enforcement, and remedies
State Interest Rate Laws: State-specific regulations on maximum interest rates and usury restrictions
E-SIGN Act: Federal law ensuring legal validity of electronic signatures and records in commercial transactions
UETA: Uniform Electronic Transactions Act providing consistent state-level rules for electronic records and signatures
Federal Acquisition Regulation: Comprehensive regulations governing procurement and payment processes in federal government contracts
Anti-Money Laundering Regulations: Federal regulations requiring verification and monitoring of payment transactions to prevent money laundering
