RESPA: Real Estate Settlement Procedures Act - Federal law governing real estate settlement processes and disclosures in residential transactions
TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
ADA Compliance: Americans with Disabilities Act requirements ensuring accessible services and accommodations in real estate transactions
E-SIGN Act: Electronic Signatures in Global and National Commerce Act governing the validity of electronic signatures and records in real estate transactions
State Licensing Laws: State-specific requirements for real estate professional licensing, continuing education, and practice standards
State Broker Regulations: State-specific rules governing broker conduct, responsibilities, and obligations in real estate transactions
State Contract Laws: State-specific requirements for valid contracts, including essential elements and enforcement provisions
Consumer Protection Laws: State and federal laws protecting consumers in real estate transactions from unfair or deceptive practices
Disclosure Requirements: State-mandated disclosures regarding property condition, agency relationships, and material facts affecting the transaction
NAR Code of Ethics: National Association of REALTORS�� professional standards and ethical requirements for member conduct
Bar Association Rules: State-specific regulations governing attorney-client relationships and professional conduct in real estate matters
Fee Structure Rules: Regulations governing how fees can be structured, disclosed, and collected in real estate services
Data Privacy Laws: State and federal requirements for handling, storing, and protecting client personal information
Document Retention: Requirements for maintaining records of real estate transactions and related communications
AML Regulations: Anti-money laundering requirements and protocols for real estate transactions to prevent financial crimes
