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FTC Cooling-Off Rule: Federal regulation providing consumers with a 3-day right to cancel certain sales made at home, workplace, or temporary locations

Fair Credit Billing Act: Federal law that protects consumers against unfair credit billing practices and provides mechanisms for addressing billing errors

Consumer Protection Laws: Federal laws designed to protect consumers against fraudulent practices and ensure fair trade practices

Magnuson-Moss Warranty Act: Federal law governing warranties on consumer products, requiring clear disclosure of warranty terms

Mail, Internet, or Telephone Order Rule: FTC rule requiring merchants to ship orders within stated time frame or notify customers of delays

State Consumer Protection Laws: State-specific regulations that may provide additional consumer rights and protections beyond federal law

State Cancellation Rights: Specific state laws governing cancellation periods and procedures, which may vary by jurisdiction

State Contract Laws: General contract principles and requirements that vary by state and govern formation and termination of contracts

Uniform Commercial Code: State-adopted standardized laws governing commercial transactions, including sales and returns of goods

Industry-Specific Regulations: Special rules and requirements for particular industries such as timeshares, home improvements, or healthcare services

Company Policy Compliance: Requirements to adhere to the company's stated return and cancellation policies, which must be consistent with law

Payment Method Regulations: Rules governing cancellations and refunds based on the original payment method used (credit, debit, cash, etc.)

Distance Selling Regulations: Rules specifically applying to purchases made online, by phone, or through mail order

E-SIGN Act: Federal law governing the validity of electronic signatures and records in commercial transactions