Federal Securities Laws: Core federal regulations including Securities Act of 1933, Securities Exchange Act of 1934, Investment Advisers Act of 1940, and Investment Company Act of 1940
SEC Regulations: Requirements for Form ADV disclosure, fiduciary duties, registration, and disclosure obligations set by the Securities and Exchange Commission
FINRA Rules: Compliance requirements for broker-dealer services and conduct rules set by the Financial Industry Regulatory Authority
State Securities Laws: Blue Sky Laws covering state-specific registration requirements and fiduciary obligations
Department of Labor Rules: ERISA requirements and Fiduciary Rule requirements for handling retirement accounts
Consumer Protection Laws: Federal Trade Commission Act and state-specific consumer protection statutes
Privacy Laws: Gramm-Leach-Bliley Act, state privacy laws, and data protection requirements
Anti-Money Laundering Laws: Bank Secrecy Act and USA PATRIOT Act requirements for financial transactions and client verification
Contract Law: State-specific contract laws and Statute of Frauds requirements governing the agreement formation
Professional Standards: Industry-specific standards including CFA Institute Code of Ethics and CFP Board Standards where applicable
Engagement Letter Elements: Essential components including scope of services, fiduciary obligations, fee structure, conflicts disclosure, privacy policy, termination provisions, liability limitations, dispute resolution, regulatory disclosures, and client acknowledgments
