Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage activities and financial promotions
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in financial transactions, including certain aspects of mortgage lending
Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including the creation and enforcement of mortgages
Land Registration Act 2002: Governs the registration of land and charges (including mortgages) in England and Wales
Mortgage Credit Directive Order 2015: Implements the EU Mortgage Credit Directive, setting standards for mortgage lending and consumer protection
FCA Mortgage Conduct of Business Rules: Detailed regulatory requirements for mortgage lenders covering sales, advice, and treatment of customers
Consumer Rights Act 2015: Provides protection for consumers and regulates unfair terms in consumer contracts, including mortgage agreements
GDPR and Data Protection Act 2018: Governs the processing and protection of personal data in mortgage applications and documentation
Building Societies Act 1986: Regulates building societies' activities including mortgage lending when involving a building society
Financial Services (Banking Reform) Act 2013: Introduces reforms to the banking sector affecting mortgage lending practices and consumer protection
Money Laundering Regulations 2017: Sets requirements for identity verification and anti-money laundering measures in mortgage transactions
