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Financial Services and Markets Act 2000: Primary legislation that regulates financial services in the UK, including mortgage lending. Establishes the regulatory framework and FCA's authority.

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in financial transactions, including certain aspects of mortgage lending.

Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including the legal framework for mortgages and charges over property.

Land Registration Act 2002: Governs the registration of land and property rights in England and Wales, including the registration of mortgages.

FCA Mortgage Conduct of Business Rules (MCOB): Regulatory framework specifically governing mortgage lenders' conduct, including requirements for information disclosure and treating customers fairly.

Mortgages and Home Finance: Conduct of Business Sourcebook: Detailed rules and guidance for mortgage lenders covering sales practices, advice, and ongoing servicing requirements.

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including misleading actions or omissions in mortgage documentation.

Consumer Rights Act 2015: Consolidates consumer protection law and applies to mortgage agreements, ensuring fairness in contracts and transparency.

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly relevant for standard form mortgage agreements.

Financial Services (Banking Reform) Act 2013: Implements key banking reforms affecting financial institutions, including mortgage lenders.

Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled in mortgage documentation and processing.

UK Finance Guidelines: Industry standards and best practices for mortgage lending, formerly issued by the Council of Mortgage Lenders.

Building Societies Association Guidelines: Specific guidance for building societies on mortgage lending practices and documentation requirements.