Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and associated documentation
Consumer Credit Act 1974: Key legislation protecting consumers in credit arrangements, including aspects of mortgage documentation and disclosure requirements
Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including legal requirements for mortgage documentation
Land Registration Act 2002: Legislation governing the registration of land and charges including mortgages in England and Wales
FCA Regulations: Regulatory framework set by the Financial Conduct Authority governing mortgage lenders and their documentation requirements
Mortgage Conduct of Business Rules (MCOB): Specific FCA rules governing how mortgage lenders must conduct business and communicate with customers
GDPR and Data Protection Act 2018: Legislation governing how personal data must be handled and protected in mortgage documentation
Money Laundering Regulations 2017: Regulations requiring verification of identity and source of funds in mortgage transactions
Consumer Protection from Unfair Trading Regulations 2008: Legislation protecting consumers from unfair practices, affecting how mortgage information must be presented
Financial Services (Distance Marketing) Regulations 2004: Regulations governing how financial services, including mortgages, can be marketed and documented remotely
UK Finance Guidelines: Industry standards set by UK Finance (formerly Council of Mortgage Lenders) for mortgage documentation and verification
Building Societies Association Standards: Industry standards specifically applicable to building societies for mortgage documentation and verification
