Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage activities and consumer protection in financial services
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in credit transactions, including certain aspects of mortgage lending
Mortgage Credit Directive Order 2015: Implements EU rules on mortgage credit, establishing a framework for mortgage lending and borrowing
Consumer Rights Act 2015: Consolidates consumer protection law, including unfair terms in consumer contracts which applies to mortgage agreements
Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled in all communications and documentation
FCA Mortgage Conduct of Business Rules: Regulatory framework specifying how mortgage lenders must conduct business and treat customers
FCA Handbook Requirements: Comprehensive set of regulatory requirements for financial services firms, including mortgage lenders
Mortgage and Home Finance Sourcebook: Detailed rules and guidance for firms engaged in mortgage lending and home finance activities
Housing Act 1988: Legislation governing housing matters which may be relevant to mortgage arrangements and property rights
Law of Property Act 1925: Fundamental property law legislation governing legal interests in land and mortgage security
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts, including mortgage agreements
Financial Services Distance Marketing Regulations 2004: Regulates the distance marketing of financial services to consumers, including mortgages
UK Finance Guidelines: Industry guidelines from the principal trade association for UK banking and financial services
Building Societies Association Guidelines: Industry standards and guidelines specific to building societies and their mortgage operations
