Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, establishing requirements for authorized financial institutions and defining the regulatory framework for lending activities
Consumer Credit Act 1974: Legislation governing consumer lending, including disclosure requirements and consumer protection provisions for credit agreements
FCA Regulations: Regulatory framework including MCOB (Mortgage Conduct of Business) rules and CONC (Consumer Credit) sourcebook, establishing conduct requirements for financial institutions
Banking Act 2009: Legislation establishing general banking regulation provisions and financial stability requirements for banking institutions
Data Protection Act 2018 and UK GDPR: Legal framework for handling personal information, including privacy requirements and data protection obligations in banking operations
Money Laundering Regulations 2017: Regulations establishing KYC (Know Your Customer) requirements and anti-money laundering provisions for financial institutions
Equality Act 2010: Legislation ensuring non-discrimination requirements in lending and fair treatment obligations for banking services
Financial Services (Banking Reform) Act 2013: Act establishing banking conduct requirements and customer protection measures for financial institutions
