Fair Housing Act: Federal law that prohibits discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Truth in Lending Act: Federal law requiring disclosure of credit terms and standardization of how costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law that requires lenders, mortgage brokers, and servicers to provide borrowers with disclosures about real estate transactions and settlement services
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known lead-based paint hazards for properties built before 1978
State Property Laws: State-specific laws governing real estate transactions, property rights, and transfer of ownership
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that could affect property value
Real Estate Transfer Laws: State laws governing the process and requirements for transferring real property ownership
Recording Requirements: State and local requirements for recording property transactions and deeds with appropriate government offices
Zoning Regulations: Local laws determining how property can be used and any restrictions on property development or modification
Municipal Codes: Local ordinances affecting property use, maintenance, and transfer
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
Property Title Requirements: Laws governing property title verification, insurance, and transfer requirements
Deed Requirements: Legal requirements for property deed preparation, execution, and recording
Property Tax Regulations: Laws governing property tax assessment, payment, and proration during property transfers
Easements and Encumbrances: Legal requirements regarding disclosure and transfer of property easements, restrictions, and encumbrances
