The Loan Origination Agreement serves as the foundational document in lending transactions within the United States financial services industry. This agreement is essential when establishing a new lending relationship, whether for consumer loans, business financing, or real estate transactions. The document must comply with various federal regulations including the Truth in Lending Act, Equal Credit Opportunity Act, and state-specific requirements. A properly structured Loan Origination Agreement protects both lender and borrower by clearly defining all aspects of the lending relationship, from initial disbursement through final repayment, while ensuring regulatory compliance.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of lender and borrower with full legal names and addresses
2. Background: Context of the loan arrangement and purpose
3. Definitions: Key terms used throughout the agreement
4. Loan Terms: Principal amount, interest rate, term, and payment schedule
5. Conditions Precedent: Conditions that must be met before loan disbursement
6. Representations and Warranties: Statements of fact by borrower regarding their status and ability to repay
7. Covenants: Ongoing obligations of the borrower during loan term
8. Events of Default: Circumstances constituting default and remedies
9. Governing Law: Jurisdiction and applicable law
1. Security: Details of collateral if loan is secured - include for secured loans only
2. Guarantees: Terms of any guarantees provided - include when third-party guarantees are required
3. Insurance Requirements: Required insurance coverage - include for secured loans or when specific risks need coverage
4. Prepayment Provisions: Terms for early repayment - include when early repayment is allowed or restricted
1. Payment Schedule: Detailed amortization table or payment terms
2. Fee Schedule: Breakdown of all applicable fees
3. Required Documents List: List of documents required for loan processing
4. Security Documents: Details of collateral documentation - applicable for secured loans
5. Compliance Certificates: Forms for ongoing compliance certification
Relevant legal definitions
Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Fee Agreement Form
A U.S. legal document establishing terms of payment and services between attorneys and clients.
Download
Divorce Retainer Agreement
A U.S. legal contract establishing terms between divorce attorneys and their clients, governed by state-specific requirements.
Download
Retainer Agreement For Expert Witness
A U.S. legal document establishing the terms of engagement between an expert witness and a retaining party, typically a law firm or attorney.
Download
Trustee Compensation Agreement
A U.S.-governed agreement establishing compensation terms for trustees managing trust assets.
Download
Probate Fee Agreement
A legal contract between an attorney and estate representative outlining probate services and fees, governed by U.S. state laws.
Download
Pet Deposit Agreement Form
A U.S. legal document establishing terms for pet deposits and pet-keeping conditions in rental properties.
Download
Contingency Fee Engagement Letter
A U.S. legal document establishing attorney-client representation terms where payment is contingent on case success.
Download
Attorney And Client Mandate And Fee Agreement
A U.S.-compliant agreement establishing the terms and conditions of legal representation between an attorney and client, including scope of services and fee arrangements.
Download
Real Estate Commission Agreement Form
A U.S.-compliant agreement establishing the commission terms and representation rights between a real estate agent/broker and property owner.
Download
Attorney Fee Agreement
A U.S.-governed legal contract establishing terms and conditions for attorney fees and legal representation services.
Download
Flat Fee Engagement Letter
A U.S.-compliant document establishing a professional service relationship with a fixed fee structure.
Download
Contingency Retainer Agreement
A U.S. legal agreement establishing attorney representation terms where payment is contingent upon case success.
Download
Construction Finders Fee Agreement
A U.S. legal agreement establishing terms for compensating individuals who refer construction projects or clients to construction companies, subject to state and federal regulations.
Download
Finders Fee Agreement For Raising Capital
A U.S.-governed agreement establishing terms for finder's services in capital raising activities, including compensation and regulatory compliance.
Download
Personal Injury Fee Agreement
A U.S.-governed agreement between attorney and client establishing terms and fees for personal injury representation.
Download
No Attorney Fee Agreement
A U.S. legal document establishing terms for providing legal services without attorney fees.
Download
Design Fee Contract
A U.S.-governed agreement establishing terms and payment conditions between designers and clients for professional design services.
Download
General Contractor Agreement Cost Plus Fee
A U.S.-governed construction contract where the owner reimburses the contractor's costs plus an agreed fee, establishing terms for project execution and payment.
Download
Retainer Fee Contract
A U.S.-governed agreement establishing terms for ongoing professional services in exchange for regular retainer payments.
Download
Settlement Agreement Fixed Fee
A U.S. legal document that finalizes dispute resolution between parties for a fixed payment amount.
Download
Insurance Agent Commission Split Agreement
A U.S. legal agreement defining commission sharing terms between insurance agents, compliant with state insurance regulations.
Download
Agreement For Services And Fees
A U.S.-governed agreement establishing terms for professional services and associated fees between provider and client.
Download
Success Fee Engagement Letter
A U.S.-governed document establishing terms for outcome-based professional services compensation.
Download
Success Fee Contract
A U.S.-governed agreement establishing performance-based compensation terms where payment is contingent upon achieving specific objectives.
Download
Real Estate Consultant Fee Agreement
A U.S.-governed agreement establishing terms and compensation for real estate consulting services.
Download
Contingency Fee Contract
A U.S.-governed agreement defining attorney compensation based on case outcome, subject to state-specific regulations.
Download
Trustee Fee Agreement
A U.S.-governed agreement establishing trustee compensation terms and payment arrangements for trust management services.
Download
Travel Agent Service Fee Agreement
A U.S.-governed agreement establishing terms and fees for travel agent services.
Download
Transaction Fee Agreement
A U.S.-governed agreement establishing terms and conditions for transaction-related fees and services.
Download
Sales Commission Split Agreement
A U.S.-governed agreement that defines how sales commissions are divided between multiple parties involved in completing a sale.
Download
Non Refundable Fee Agreement
A U.S. legal agreement establishing terms for services provided under non-refundable payment conditions.
Download
Hybrid Contingency Fee Agreement
A U.S. legal fee agreement combining fixed fees and contingency payments for legal services.
Download
Commercial Loan Referral Fee Agreement
A U.S.-governed agreement establishing terms for commercial loan referrals and associated fee payments between referrers and lenders.
Download
Tuition Grant Agreement
A U.S. legal agreement establishing terms for educational financial assistance, including grant amount, requirements, and recipient obligations.
Download
Hourly Fee Agreement
A U.S.-compliant contract establishing terms for hourly-rate services, including payment terms and scope of work.
Download
Consultant Referral Agreement
A U.S.-governed agreement establishing terms for client referrals to consultants in exchange for compensation.
Download
Professional Fee Agreement
A U.S.-compliant contract defining terms and conditions for professional services, including scope of work and payment terms.
Download
Finder Fee Agreement For Sales Leads
A U.S.-governed agreement establishing compensation terms for providing qualified sales leads to a company.
Download
Contingency Fee Retainer Agreement
A U.S. legal agreement establishing attorney representation where fees are paid only upon successful recovery of damages.
Download
Cost Fixed Fee Contract
A U.S. government contract type that reimburses actual costs plus a predetermined fixed fee as profit, regulated under FAR.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)