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Truth in Lending Act (TILA): Federal law that requires clear disclosure of lending terms and standardizes how borrowing costs are calculated and disclosed.

Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering, including requirements for reporting and record-keeping.

Federal Reserve Act: Establishes the framework for the banking system in the United States and governs certain banking operations and standards.

Equal Credit Opportunity Act (ECOA): Prohibits discrimination in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance status.

Fair Labor Standards Act (FLSA): Federal law establishing standards for wage and hour requirements, affecting how employment information should be documented and verified.

Gramm-Leach-Bliley Act (GLBA): Requires financial institutions to explain their information-sharing practices and protect sensitive customer data.

Privacy Act of 1974: Establishes a code of fair information practices governing the collection, maintenance, use, and dissemination of personal information.

Title VII of the Civil Rights Act: Prohibits employment discrimination based on race, color, religion, sex, and national origin, affecting how employment information should be presented.

Age Discrimination in Employment Act (ADEA): Protects individuals who are 40 years of age or older from employment discrimination based on age.

FDIC Regulations: Guidelines set by the Federal Deposit Insurance Corporation governing banking operations and documentation requirements.

OCC Guidelines: Standards established by the Office of the Comptroller of the Currency for national banks, including documentation and certification requirements.

Federal Reserve Board Requirements: Regulatory requirements set by the Federal Reserve System affecting banking operations and documentation standards.

State Notarization Requirements: Varying state-specific requirements for document notarization and authentication in banking certificates.

Record Retention Requirements: Federal and state-specific requirements for maintaining employment and banking records, including duration and storage standards.