Banking Act (Cap. 19): Primary legislation governing banking institutions and credit facilities in Singapore, including licensing requirements and operational guidelines
Moneylenders Act (Cap. 188): Regulates moneylending businesses and provisions for credit agreements, including interest rate caps and licensing requirements
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in credit agreements
Contracts Act (Cap. 53): Provides the fundamental legal framework for contract formation, validity, and enforcement in Singapore
Evidence Act (Cap. 97): Governs the admissibility of evidence in legal proceedings, relevant for enforcement of credit agreements
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore for financial institutions and credit providers
MAS Notice 635: Specific regulations on unsecured credit facilities and lending practices in Singapore
MAS Notice 645: Guidelines on credit risk management practices for financial institutions
Electronic Transactions Act: Governs electronic transactions and digital signatures in credit agreements
Stamp Duties Act: Regulates stamp duty requirements for credit documentation
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in credit agreements and related processes
Civil Law Act: Contains provisions regarding interest rates and other civil matters relevant to credit agreements
Securities and Futures Act: Relevant when credit agreements involve securities or are secured by investment products
Registration of Moneylenders Rules: Specific rules governing the registration and operation of moneylenders
Anti-Money Laundering Regulations: Requirements for preventing money laundering and terrorism financing in credit transactions
