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An Authorization Letter For Credit Card is a crucial document in Philippine banking and financial transactions that enables a credit card holder to formally delegate card usage rights to another person. This document becomes necessary in various situations, such as when cardholders need family members to make purchases on their behalf, when business owners authorize employees to use company credit cards, or when individuals are temporarily unable to conduct transactions personally. The letter must comply with Philippine banking regulations, particularly BSP guidelines and the Access Devices Regulation Act, and typically includes detailed information about all parties involved, specific permissions granted, transaction limits, validity period, and any restrictions. Given the sensitive nature of credit card transactions and the need to prevent fraud, these authorization letters often require proper witnessing or notarization in accordance with Philippine legal requirements.

1. Letter Date and Location: Current date and place of writing the authorization letter

2. Recipient Details: Name and address of the bank/credit card company to whom the letter is addressed

3. Subject Line: Clear indication that this is a credit card authorization letter

4. Authorizer Information: Complete details of the credit card owner including full name, address, and contact information

5. Card Information: Credit card details including the last 4 digits of the card number and the issuing bank (avoiding full card number for security)

6. Authorized Person Details: Complete information about the person being authorized including full name, ID details, and relationship to the cardholder

7. Authorization Scope: Specific permissions being granted and any applicable limitations or restrictions

8. Duration of Authorization: Clear statement of the time period for which the authorization is valid

9. Declaration of Sound Mind: Statement confirming the authorizer is making this authorization willingly and of sound mind

10. Signature Block: Space for signatures of the authorizer, authorized person, and witnesses if required