This Insurance Non Disclosure Agreement is essential for protecting confidential information exchanged between parties operating in Indonesia's insurance sector. It is particularly relevant when insurance companies, reinsurers, or service providers need to share sensitive information such as underwriting data, claims histories, actuarial models, or customer information. The agreement is structured to comply with Indonesian insurance regulations, particularly Law No. 40 of 2014 on Insurance and OJK regulations, while also addressing data protection requirements under Law No. 27 of 2022. It includes specific provisions for both conventional and Sharia insurance operations, making it suitable for the diverse Indonesian insurance market. The document is commonly used during business negotiations, partnerships, service agreements, or when engaging with third-party service providers in the insurance sector.
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1. Parties: Identification of the parties entering into the agreement, including their legal status and registration details
2. Background: Context of the agreement, relationship between parties, and purpose of information sharing
3. Definitions: Detailed definitions of key terms, including 'Confidential Information', 'Insurance Business', 'Personal Data', and other relevant terms
4. Scope of Confidential Information: Detailed description of what constitutes confidential information in the insurance context, including customer data, pricing information, and business strategies
5. Confidentiality Obligations: Core obligations regarding the protection, use, and non-disclosure of confidential information
6. Permitted Disclosures: Circumstances under which confidential information may be disclosed, including regulatory requirements and legal obligations
7. Data Protection Compliance: Specific obligations regarding personal data handling in accordance with Indonesian data protection laws
8. Security Measures: Required security measures for protecting confidential information
9. Return or Destruction of Information: Obligations regarding the return or destruction of confidential information upon termination or request
10. Term and Termination: Duration of the agreement and circumstances for termination
11. Breach and Remedies: Consequences of breach and available remedies
12. Governing Law and Jurisdiction: Specification of Indonesian law as governing law and jurisdiction for disputes
13. General Provisions: Standard provisions including notices, amendments, and severability
1. Regulatory Compliance: Additional section for when parties are subject to specific OJK regulations or other regulatory requirements
2. Third Party Rights: Section needed when information may be shared with or accessed by authorized third parties
3. International Transfer of Data: Required when confidential information may be transferred outside Indonesia
4. Insurance Industry Specific Provisions: Additional provisions specific to certain insurance sectors (life, general, reinsurance)
5. Digital Information Handling: Specific provisions for electronic data when significant digital information sharing is involved
6. Audit Rights: Optional section granting audit rights to verify compliance with confidentiality obligations
7. Force Majeure: Provisions for handling confidentiality obligations during force majeure events
8. Non-Solicitation: Additional protection against solicitation of employees or customers, if relevant to the relationship
1. Schedule 1 - Categories of Confidential Information: Detailed listing of specific types of confidential information covered
2. Schedule 2 - Authorized Representatives: List of authorized personnel who may access confidential information
3. Schedule 3 - Security Protocols: Detailed security measures and protocols for handling confidential information
4. Schedule 4 - Data Processing Requirements: Specific requirements for processing personal data in compliance with Indonesian law
5. Appendix A - Information Handling Procedures: Standard operating procedures for handling confidential information
6. Appendix B - Incident Response Plan: Procedures for handling and reporting confidentiality breaches
Relevant legal definitions
Clauses
Relevant Industries
Insurance
Healthcare
Financial Services
Technology
Professional Services
Risk Management
Healthcare Technology
Financial Technology
Consulting
Data Services
Legal Services
Compliance Services
Relevant Teams
Legal
Compliance
Risk Management
Information Security
Data Protection
Operations
Underwriting
Claims Processing
Business Development
Partnerships
Information Technology
Product Development
Actuarial
Corporate Governance
Audit
Relevant Roles
Chief Executive Officer
Chief Risk Officer
Chief Compliance Officer
Head of Legal
Insurance Operations Manager
Underwriting Manager
Claims Manager
Data Protection Officer
Information Security Manager
Business Development Manager
Partnership Manager
Actuarial Manager
Risk Management Officer
Compliance Analyst
Legal Counsel
Insurance Product Manager
IT Security Manager
Privacy Officer
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