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Credit Card Payment Authorization Form for Indonesia

Credit Card Payment Authorization Form Template for Indonesia

A comprehensive legal document designed for the Indonesian market that enables businesses to obtain formal authorization from customers for credit card payments, whether one-time or recurring. The form complies with Bank Indonesia regulations, the Indonesian Personal Data Protection Law, and relevant consumer protection legislation. It includes necessary provisions for secure payment processing, data protection, and clear authorization terms, while incorporating specific requirements of Indonesian banking regulations regarding payment systems and electronic transactions.

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What is a Credit Card Payment Authorization Form?

The Credit Card Payment Authorization Form serves as a crucial document for businesses operating in Indonesia that need to process credit card payments from their customers. This form is essential for establishing a legal payment arrangement between merchants and cardholders, particularly for recurring transactions or standing authorizations. It must comply with Bank Indonesia Regulation No. 23/6/PBI/2021 on Payment Service Providers, the Personal Data Protection Law of 2022, and other relevant financial regulations. The document ensures proper authorization for payment processing while protecting both the merchant's interests and the cardholder's rights under Indonesian law. It includes essential elements such as payment details, processing terms, data protection provisions, and authorization declarations.

What sections should be included in a Credit Card Payment Authorization Form?

1. Authorization Details: Card holder's name, billing address, and explicit authorization statement for recurring/one-time charges

2. Payment Information: Credit card details including card type, number (last 4 digits only), expiration date, and security code requirements

3. Transaction Details: Specification of payment amount, frequency (if recurring), and purpose of the authorized charges

4. Terms and Conditions: Standard terms including cancellation policy, processing timeframes, and applicable fees in compliance with BI regulations

5. Data Privacy Statement: Declaration of how cardholder data will be stored and protected in accordance with Indonesian PDP Law

6. Authorization Declaration: Final statement confirming the cardholder's agreement to the charges and terms, with space for signature

What sections are optional to include in a Credit Card Payment Authorization Form?

1. International Transaction Notice: Required when the merchant processes transactions internationally, including applicable foreign exchange fees and processes

2. Multiple Card Authorization: Optional section for authorizing multiple cards as backup payment methods

3. Special Instructions: Section for any specific processing instructions or custom payment arrangements

4. Corporate Authorization: Additional section required when the card is corporate-issued, including company details and authorized signatory information

What schedules should be included in a Credit Card Payment Authorization Form?

1. Schedule A - Payment Schedule: Detailed breakdown of payment dates and amounts for recurring payments

2. Schedule B - Fee Schedule: Comprehensive list of all applicable fees and charges

3. Appendix 1 - Cancellation Form: Standard form for cancelling the payment authorization

4. Appendix 2 - Change Request Form: Form for requesting changes to the authorization details or payment schedule

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Indonesia

Publisher

Ƶ

Document Type

Authorization Form

Cost

Free to use
Relevant legal definitions
























Clauses




















Relevant Industries

Retail

E-commerce

Subscription Services

Financial Services

Healthcare

Education

Insurance

Telecommunications

Utilities

Professional Services

Travel and Hospitality

Software and Technology

Relevant Teams

Finance

Accounts Receivable

Legal

Compliance

Customer Service

Sales Operations

Payment Operations

Risk Management

Treasury

Business Development

Relevant Roles

Finance Manager

Accounts Receivable Specialist

Billing Coordinator

Compliance Officer

Payment Operations Manager

Customer Service Manager

Sales Operations Manager

E-commerce Manager

Business Development Manager

Legal Counsel

Risk Manager

Treasury Manager

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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