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The Tripartite Agreement Bank Loan is a crucial document used in Hong Kong's financial sector when establishing complex lending arrangements involving three parties. It is particularly relevant when additional security or support is required for a loan facility, typically involving a bank as lender, a borrower, and a third party providing additional security or guarantees. The document is structured to comply with Hong Kong banking regulations, the Banking Ordinance (Cap. 155), and related financial services legislation. It is commonly used in corporate financing, property development, business expansion, and major asset acquisitions. The agreement includes comprehensive provisions for loan disbursement, security arrangements, covenant compliance, and default scenarios, while ensuring adherence to Hong Kong's legal and regulatory requirements. The tripartite structure allows for more complex financing arrangements while providing clear accountability and protection for all parties involved.

1. Parties: Identification and details of all three parties to the agreement

2. Background: Context of the loan arrangement and relationship between the parties

3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement

4. Facility Amount and Purpose: Details of the loan amount, purpose, and any conditions precedent

5. Interest and Fees: Interest rate, calculation method, fees, and payment terms

6. Drawdown: Conditions and procedures for drawdown of the loan

7. Repayment Terms: Repayment schedule, method, and prepayment provisions

8. Security Arrangements: Details of security/collateral provided and enforcement rights

9. Representations and Warranties: Statements of fact and assurances from each party

10. Covenants: Ongoing obligations of each party throughout the loan term

11. Events of Default: Circumstances constituting default and consequences

12. Rights and Obligations of Parties: Specific roles and responsibilities of each party

13. Payments and Calculations: Payment mechanics, calculations, and currency provisions

14. Communications: Notice requirements and communication procedures

15. Assignment and Transfer: Rules regarding transfer of rights and obligations

16. Governing Law and Jurisdiction: Hong Kong law as governing law and jurisdiction provisions

17. Execution: Signature blocks for all three parties