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The Rent To Own Contract is a sophisticated legal instrument used in Swiss property transactions where parties wish to combine rental occupancy with a future purchase option. This document is particularly relevant when buyers need time to arrange financing or prefer a trial period before committing to purchase, while sellers seek long-term occupancy with a committed potential buyer. The agreement details rental terms, purchase option conditions, maintenance responsibilities, and property transfer procedures, all aligned with Swiss federal and cantonal laws. It includes provisions for rent credits toward the purchase price, clearly defined option exercise periods, and property condition requirements. The document must comply with Swiss property transfer regulations, consumer protection laws, and, where applicable, the Lex Koller for foreign buyers.

1. Parties: Identification of the Owner/Seller and Tenant/Buyer, including full legal names, addresses, and any relevant registration numbers

2. Background: Context of the agreement, including property description and parties' intention to enter into a rent-to-own arrangement

3. Definitions: Key terms used throughout the agreement, including 'Rental Period', 'Purchase Option', 'Option Price', etc.

4. Property Details: Comprehensive description of the property, including address, land registry details, and included fixtures/fittings

5. Rental Terms: Specific terms of the rental phase, including monthly rent, duration, and maintenance responsibilities

6. Purchase Option Terms: Conditions for exercising the purchase option, including price calculation, deadline, and process

7. Rent Credits: Details of how rental payments contribute to the purchase price, including calculation method and conditions

8. Payment Terms: Payment schedule, methods, and consequences of default for both rental and purchase phases

9. Maintenance and Repairs: Responsibilities for property maintenance during the rental phase and condition requirements

10. Insurance and Liability: Required insurance coverage and allocation of risks between parties

11. Default and Termination: Circumstances constituting default, remedies, and termination procedures

12. Property Transfer: Process and requirements for final property transfer upon exercise of purchase option

13. Governing Law: Confirmation of Swiss law application and jurisdiction

14. Notices: Communication requirements and contact details for official notices

15. Signatures: Execution blocks for all parties and any required witnesses