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A Commercial Promissory Note is commonly used in Swiss business transactions as a debt instrument and a tool for commercial financing. This document type is particularly relevant when businesses need to formalize short to medium-term debt obligations or structure payment arrangements in commercial transactions. The Commercial Promissory Note, governed by Swiss law (specifically the Swiss Code of Obligations and the Geneva Convention provisions), must contain certain mandatory elements including an unconditional promise to pay, specified sum, payment date, and place of payment. It serves as both a proof of debt and a negotiable instrument, making it valuable for businesses seeking to manage cash flow or secure financing. The document's formal nature and legal framework provide security for creditors while offering flexibility for commercial arrangements.

1. Title: Clear identification as 'Promissory Note' (in the language of issue)

2. Promise to Pay: Unconditional promise to pay a determinate sum of money

3. Payment Details: Specification of the payment amount, currency, and due date

4. Place of Payment: Specification of where the payment should be made

5. Payee Information: Name and details of the person or entity to whom or to whose order payment is to be made

6. Date and Place of Issue: When and where the promissory note was created

7. Maker's Details: Name, signature, and full details of the person/entity issuing the promissory note