Document background
The Sworn Affidavit and Proof of Loss Statement is a crucial document in the U.S. insurance claims process, required when filing formal claims for property damage, theft, or other covered losses. It serves as the claimant's official declaration of the loss circumstances, damages sustained, and monetary value being claimed. The document must be completed truthfully under penalty of perjury and typically needs to be submitted within specific timeframes set by state laws or policy terms. This sworn statement helps prevent insurance fraud while providing insurers with the detailed information needed to process claims accurately.
