¶¶Òõ¶ÌÊÓƵ

Royalty Loan Agreement Generator for the USA

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Royalty Loan Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Royalty Loan Agreement

"I need a Royalty Loan Agreement for a $2 million loan to a software company, where we'll receive 3% of their monthly revenue until March 2025, with standard security provisions and quarterly financial reporting requirements."

Document background
A Royalty Loan Agreement provides an alternative financing structure where traditional debt or equity financing may not be suitable. This document type is particularly relevant when a company has predictable revenue streams but may not want to dilute equity or take on conventional debt. The agreement, governed by U.S. federal and state laws, typically outlines the loan amount, royalty calculation methodology, payment terms, and duration. It's commonly used in technology, entertainment, and IP-rich industries where revenue-based financing makes strategic sense.
Suggested Sections

1. Parties: Identification and details of the lender and borrower

2. Background: Context of the agreement and purpose of the royalty loan

3. Definitions: Key terms used throughout the agreement including royalty calculation basis, payment periods, and relevant financial metrics

4. Loan Amount and Purpose: Specification of the loan amount and its intended use

5. Royalty Calculation and Payment: Formula for calculating royalties, payment terms, frequency, and reporting requirements

6. Term and Repayment: Duration of the agreement, repayment conditions, and early termination provisions

7. Representations and Warranties: Legal assurances from both parties regarding their capacity, authority, and compliance

8. Events of Default: Circumstances constituting default and consequences thereof

9. Governing Law: Applicable jurisdiction and law governing the agreement

Optional Sections

1. Security Interest: Terms regarding collateral and security arrangements when the loan is secured by assets

2. Intellectual Property Rights: Provisions relating to IP rights when royalties are tied to intellectual property

3. Change of Control: Provisions regarding ownership changes and their impact on the agreement

4. Financial Covenants: Specific financial requirements, ratios, and reporting obligations for corporate borrowers

Suggested Schedules

1. Schedule A - Royalty Calculation Methodology: Detailed methodology and examples for calculating royalty payments

2. Schedule B - Payment Schedule: Timeline and specific terms of payments including due dates and payment methods

3. Schedule C - Security Details: Description of any collateral or security arrangements including valuation and maintenance requirements

4. Schedule D - Financial Covenants: Detailed financial requirements, ratios, and reporting templates

5. Schedule E - Reporting Requirements: Templates and specifications for regular financial and operational reporting

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Clauses



























Industries

Securities Act of 1933: Federal law that regulates the offering and sale of securities, potentially applicable if the royalty arrangement could be classified as a security

Securities Exchange Act of 1934: Federal law governing secondary trading of securities and establishing SEC reporting requirements

Truth in Lending Act (TILA): Federal law requiring disclosure of key terms and costs in lending agreements to protect borrowers

Dodd-Frank Act: Comprehensive financial reform legislation affecting lending practices and financial institutions

State Securities Laws: State-specific 'Blue Sky Laws' regulating securities offerings and sales within individual states

State Usury Laws: State-specific laws regulating maximum permissible interest rates and loan terms

Uniform Commercial Code: State-adopted standardized laws governing commercial transactions, including secured lending

Copyright Act: Federal law protecting original works and governing royalties related to copyrighted materials

Patent Act: Federal law governing patent rights and related royalty arrangements

Trademark Act: Federal law protecting trademarks and related licensing/royalty arrangements

Internal Revenue Code: Federal tax laws governing the treatment of royalty payments, withholding requirements, and reporting obligations

Fair Debt Collection Practices Act: Federal law regulating debt collection practices and protecting borrowers from abusive practices

State Contract Law: State-specific laws governing contract formation, enforcement, and remedies

Trade Secret Laws: State and federal laws protecting confidential business information and related royalty arrangements

Federal Reserve Regulations: Federal banking regulations that may affect lending practices and terms

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Unsecured Loan Agreement Between Two Companies

A U.S.-governed agreement establishing terms for an unsecured loan between two companies, including repayment obligations and default provisions.

find out more

Unsecured Loan Agreement Between Company And Individual

A U.S.-governed agreement establishing terms for an unsecured loan between a company and individual borrower.

find out more

Financing Condition Purchase Agreement

A U.S. legal agreement that establishes terms for a purchase contingent upon the buyer securing financing.

find out more

Cash Loan Agreement

A U.S.-governed agreement documenting terms and conditions for a cash loan between a lender and borrower, including repayment terms and applicable interest rates.

find out more

Loan Agreement Secured By Property

A U.S. legal agreement documenting a loan secured by property as collateral, compliant with federal and state lending laws.

find out more

Equity Participation Loan Agreement

A U.S.-governed agreement combining debt financing with equity participation rights, providing lenders with both interest payments and equity-based returns.

find out more

Private Party Auto Loan Contract

A U.S.-governed legal agreement between private parties for vehicle financing, establishing loan terms and security interests.

find out more

Revolving Line Of Credit Loan Agreement

A U.S.-governed agreement establishing a revolving credit facility that allows repeated borrowing and repayment up to a specified limit.

find out more

Retail Installment Credit Agreement

A U.S.-governed agreement establishing terms for retail credit purchases, including payment schedules and finance charges, compliant with federal and state regulations.

find out more

Partnership Deed For Finance Business

A U.S.-governed legal agreement establishing the terms and structure of a financial services partnership.

find out more

Municipal Lease Purchase Agreement

A U.S.-specific financing agreement allowing municipalities to lease and eventually purchase essential equipment while complying with governmental debt limitations.

find out more

Owner Financing Business Contract

A U.S. legal agreement where a business seller provides direct financing to the buyer, combining elements of both sale and loan agreements.

find out more

Seller Financing Contract For Deed

A U.S. legal agreement where the property seller provides financing and retains title until the buyer completes all installment payments.

find out more

Standard Trade Credit Agreement

A U.S.-governed agreement establishing terms for business-to-business trade credit arrangements, including credit limits, payment terms, and security requirements.

find out more

Owner Financing Lease Purchase Agreement

A U.S. legal agreement combining property lease terms with owner-financed purchase provisions, subject to federal and state real estate laws.

find out more

Tri Party Loan Agreement

A U.S.-governed agreement establishing loan terms between three parties (lender, borrower, and security agent), defining loan conditions and security arrangements.

find out more

Rehabilitation Loan Agreement

A U.S. legal agreement governing the terms of a loan specifically provided for property rehabilitation purposes, including construction requirements and disbursement conditions.

find out more

Future Receivables Factoring Agreement

A U.S.-governed agreement for the purchase and sale of future receivables, enabling businesses to obtain immediate capital through factoring.

find out more

Owner Financing Contract For Deed

A U.S. legal agreement where the property seller finances the purchase and retains legal title until the buyer completes all payments.

find out more

Production Financing Distribution Agreement

A U.S.-governed agreement combining production funding, creative control, and distribution rights for entertainment content.

find out more

Bill Of Sale Finance Agreement

A U.S. legal document combining property sale terms with financing arrangements, governed by federal and state commercial laws.

find out more

Auto Loan Agreement

A U.S.-compliant legal agreement documenting terms and conditions for vehicle financing between a lender and borrower.

find out more

Loan Payoff Agreement

A U.S. legal document that establishes terms and conditions for settling a loan in full, including payoff amount and release provisions.

find out more

Commercial Finance Agreement

A U.S.-governed agreement establishing terms for commercial financing between a lender and business borrower, subject to federal and state commercial lending laws.

find out more

Simple Loan Agreement Between Friends

A legally binding U.S. agreement that formalizes a loan arrangement between friends, including loan terms and repayment conditions.

find out more

Master Asset Finance Agreement

A U.S.-governed agreement establishing terms for multiple asset financing transactions under a single master framework.

find out more

Loan Agreement Shareholder To Company

A U.S.-governed agreement documenting terms of a loan from a shareholder to their company, including amount, interest, and repayment conditions.

find out more

Individual Loan Agreement

A U.S.-compliant legal agreement documenting terms and conditions between a lender and individual borrower for a loan transaction.

find out more

Auto Loan Agreement Between Friends

A U.S.-governed loan agreement between friends for vehicle financing, establishing terms and security interest in the vehicle.

find out more

Small Credit Agreement

A U.S.-compliant agreement establishing terms and conditions for small-scale lending between a financial institution and borrower.

find out more

Recourse Loan Agreement

A U.S.-governed agreement establishing terms for a loan where the lender has rights to pursue the borrower's assets beyond collateral in case of default.

find out more

Loan Amortization Agreement

A U.S.-governed agreement establishing loan repayment terms and schedule, including principal and interest payment obligations.

find out more

Car Payment Plan Contract

A U.S.-governed legal agreement establishing terms and conditions for vehicle financing between lender and borrower.

find out more

Medical Equipment Loan Agreement

A U.S.-compliant agreement governing the temporary transfer of medical equipment between parties, including terms of use, maintenance, and liability.

find out more

Simple Loan Note Agreement

A U.S.-compliant legal document establishing loan terms between lender and borrower, including principal, interest, and repayment conditions.

find out more

Monthly Payment Plan Agreement

A U.S.-compliant legal agreement establishing terms for structured monthly payments between a creditor and debtor.

find out more

Floor Plan Financing Agreement

A U.S.-governed agreement establishing terms for inventory-secured revolving credit between a lender and dealer.

find out more

Employee Car Loan Agreement

A U.S.-governed agreement between employer and employee for vehicle financing through company-provided loans with payroll deduction arrangements.

find out more

Deed Of Trust Loan Agreement

A US legal document creating a three-party security interest in real property to secure a loan, commonly used as an alternative to mortgages in several states.

find out more

Business Seller Financing Agreement

A U.S. legal agreement where a business seller provides direct financing to the buyer, outlining sale terms and payment conditions.

find out more

Sales Agreement With Payment Plan

A U.S.-compliant contract establishing terms for installment payments in a sale transaction.

find out more

Line Of Credit Loan Agreement

A U.S.-governed agreement establishing a revolving credit facility between a lender and borrower, setting forth terms for borrowing and repayment.

find out more

Jewelry Loan Agreement

A U.S.-governed agreement establishing terms for a loan secured by jewelry as collateral, subject to federal and state secured transaction laws.

find out more

Royalty Loan Agreement

A U.S.-governed agreement where a lender provides capital in exchange for future royalty payments based on the borrower's revenue streams.

find out more

Lease To Own Agreement For Vehicle

A U.S.-governed agreement allowing vehicle use with regular payments leading to ownership transfer upon completion of payment terms.

find out more

Loan Agreement With Security

A U.S. legal agreement documenting a secured loan arrangement, including loan terms and security interests under federal and state law.

find out more

Third Party Loan Agreement

A U.S.-governed agreement establishing terms for a loan secured by a third-party guarantor.

find out more

Vendor Finance Contract

A U.S.-governed agreement establishing financing terms between vendors and customers for the purchase of goods or services.

find out more

Financial Investment Agreement

A U.S.-governed agreement establishing terms and conditions for investment transactions, compliant with federal and state securities laws.

find out more

Company Loan Agreement To Employee

A U.S.-governed agreement establishing terms for an employer-provided loan to an employee, including repayment conditions and legal protections.

find out more

Business Finance Agreement

A U.S.-governed agreement establishing terms for business financing between a lender and borrower, including loan terms, security, and obligations.

find out more

Royalty Based Financing Agreement

A U.S.-governed agreement establishing terms for financing in exchange for future revenue-based royalty payments.

find out more

Inventory Financing Agreement

A U.S.-governed agreement establishing terms for inventory-based financing between a lender and borrower, secured by the borrower's inventory.

find out more

Financial Contract Agreement

A US-compliant legal agreement establishing terms and conditions for financial transactions between parties, including loan terms, security arrangements, and regulatory requirements.

find out more

Accounts Receivable Financing Agreement

A U.S.-governed agreement enabling businesses to obtain funding against their accounts receivable, subject to UCC and federal regulations.

find out more

Online Loan Agreement

A U.S.-compliant agreement governing the terms and conditions of loans originated through digital channels.

find out more

Guarantor Agreement For Loan

A U.S. legal agreement where a third party guarantees to repay a loan if the primary borrower defaults.

find out more

Revenue Based Financing Agreement

A U.S.-governed agreement establishing terms for revenue-based financing, where repayment is tied to the recipient's future revenue.

find out more

Profit Sharing Loan Agreement

A U.S.-governed agreement establishing terms for a loan where the lender receives principal repayment plus a share of the borrower's profits.

find out more

Pre Financing Agreement

A U.S.-governed agreement establishing terms for future financing between a provider and recipient, subject to federal and state lending regulations.

find out more

Novation Lease Agreement

A U.S. legal document that transfers lease rights and obligations from one party to another, creating a new contractual relationship while terminating the original lease agreement.

find out more

Company Loan Agreement

A U.S.-governed agreement establishing terms and conditions for a company borrowing funds from a lender, including loan amount, interest, repayment terms, and security arrangements.

find out more

Peer To Peer Loan Agreement

A U.S.-compliant agreement between individuals for personal lending, outlining loan terms and obligations.

find out more

Vehicle Lease Purchase Agreement

A U.S.-governed agreement combining vehicle leasing and purchase terms, allowing use of a vehicle with payments leading to eventual ownership.

find out more

Joint Venture Investment Agreement

A U.S.-governed agreement establishing terms for parties to combine resources and capital in a joint business venture.

find out more

Loan Sharing Agreement

A U.S.-governed agreement establishing terms for multiple lenders to share in a loan facility.

find out more

Debt Financing Agreement

A U.S.-governed agreement establishing terms for debt financing between lender and borrower, including loan terms, security, and obligations.

find out more

Stock Loan Agreement

A U.S.-governed agreement establishing terms for temporary securities lending between parties, subject to federal securities regulations.

find out more

Equity Financing Agreement

A U.S.-governed agreement documenting the terms of an investment in company equity in exchange for capital, subject to federal and state securities laws.

find out more

Trade Credit Agreement

A U.S.-governed agreement establishing terms for business-to-business credit sales of goods or services.

find out more

No Interest Loan Agreement

A U.S.-compliant legal agreement documenting an interest-free loan between parties, including repayment terms and obligations.

find out more

House Loan Agreement

A U.S.-governed agreement establishing terms and conditions for a residential property loan, compliant with federal and state lending laws.

find out more

Finance Contract

A U.S.-governed legal agreement establishing terms and conditions for financial arrangements between parties, compliant with federal and state lending regulations.

find out more

Car Loan Contract

A legally binding agreement for vehicle financing in the United States, outlining loan terms and security interests under federal and state laws.

find out more

Intra Group Loan Agreement

A U.S.-governed agreement establishing loan terms between related corporate entities within the same group.

find out more

Subordinate Loan Agreement

A U.S.-governed agreement establishing terms for a loan that ranks junior to other debt obligations, including subordination mechanics and creditor relationships.

find out more

Friendly Loan Agreement

A U.S.-compliant legal document formalizing loan arrangements between individuals with personal relationships, such as friends or family members.

find out more

Accounts Receivable Purchase Agreement

A U.S.-governed agreement facilitating the sale of accounts receivable from one party to another for immediate cash consideration.

find out more

Investment Loan Agreement

A U.S.-governed agreement establishing terms for investment funding between lender and borrower, including loan terms, security, and compliance requirements.

find out more

Financial Lease Contract

A U.S.-governed agreement establishing terms for a financial lease arrangement between lessor and lessee, subject to UCC Article 2A.

find out more

Project Finance Agreement

A legal agreement governing project finance arrangements in the United States, establishing terms between project sponsors, lenders, and other stakeholders.

find out more

Business Loan Agreement

A U.S.-governed agreement establishing terms and conditions for a business loan, including amount, interest, repayment schedule, and security arrangements.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.