Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide borrowers with pertinent and timely disclosures regarding the nature and costs of real estate settlement process
Fair Housing Act: Federal law prohibiting discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability
Equal Credit Opportunity Act: Federal law prohibiting credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or participation in public assistance programs
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known information on lead-based paint and hazards before the sale or lease of housing built before 1978
State Property Laws: State-specific laws governing real property rights, transfers, and restrictions
State Real Estate Licensing Laws: State-specific regulations governing the licensing and conduct of real estate professionals
State Contract Laws: State-specific laws governing the formation, execution, and enforcement of contracts
State Disclosure Requirements: State-specific rules about what property conditions and facts must be disclosed to potential buyers
State Environmental Regulations: State-specific environmental protection rules affecting real estate transactions
State Landlord-Tenant Laws: State-specific laws governing the rights and obligations of landlords and tenants
State Recording Requirements: State-specific rules for recording real estate documents and transfers with appropriate government offices
Local Zoning Ordinances: Municipal regulations governing land use, building specifications, and property development
Building Codes: Local regulations establishing minimum standards for construction, modification, and maintenance of buildings
Municipal Requirements: City or county-specific rules affecting real estate transactions and property use
Local Transfer Tax Rules: Municipal regulations governing taxes imposed on real estate transfers
Local Inspection Requirements: Municipal rules regarding required property inspections before sale or occupancy
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
State Real Estate Board Regulations: Rules and guidelines established by state real estate commissions governing real estate transactions
Title Insurance Requirements: Rules and regulations regarding title insurance coverage and requirements for real estate transactions
Mortgage Lender Requirements: Specific conditions and criteria set by lending institutions for real estate financing
