Ƶ

Intra Company Loan Agreement for the United States

Intra Company Loan Agreement Template for United States

An Intra Company Loan Agreement is a legally binding document used in the United States to formalize lending arrangements between related entities within the same corporate group. The agreement ensures compliance with U.S. transfer pricing regulations, tax laws, and corporate governance requirements while documenting the terms of the loan, including interest rates, repayment schedules, and any security arrangements.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Intra Company Loan Agreement

Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Intra Company Loan Agreement?

The Intra Company Loan Agreement is essential for companies operating in the United States that need to document internal financing arrangements between related entities. This agreement is particularly important for compliance with IRS regulations, including transfer pricing rules and Section 482 requirements. The document typically includes loan terms, interest rates (which must be at arm's length), repayment schedules, and security arrangements if applicable. It helps companies maintain proper documentation for tax purposes, demonstrate corporate governance, and establish clear financial relationships between group entities.

What sections should be included in a Intra Company Loan Agreement?

1. Parties: Identification of lender and borrower entities within the company structure

2. Background/Recitals: Purpose of the loan and relationship between the parties

3. Definitions: Key terms used throughout the agreement including financial, corporate and technical definitions

4. Loan Amount and Purpose: Specific amount being loaned and its intended use

5. Interest Rate: Applicable interest rate and calculation method in compliance with transfer pricing regulations

6. Repayment Terms: Schedule and method of repayment including payment dates, amounts, and mechanisms

7. Representations and Warranties: Standard corporate confirmations from both parties regarding their authority and capacity

8. Events of Default: Circumstances constituting default and consequences thereof

9. Governing Law: Applicable jurisdiction and law governing the agreement

What sections are optional to include in a Intra Company Loan Agreement?

1. Security: Details of any collateral or security arrangements for the loan

2. Subordination: Priority ranking of the loan in relation to other creditors

3. Tax Provisions: Specific tax treatment, withholding requirements and compliance with IRC regulations

4. Currency Provisions: Exchange rate mechanisms and currency conversion procedures for multi-currency loans

What schedules should be included in a Intra Company Loan Agreement?

1. Repayment Schedule: Detailed schedule of payment dates and amounts

2. Corporate Authorizations: Board resolutions and other corporate approval documents

3. Transfer Pricing Analysis: Documentation supporting the arm's length nature of the interest rate

4. Related Party Documentation: Evidence of relationship between parties and corporate structure

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

United States

Publisher

Ƶ

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Clauses





























Industries

IRC Section 482: Transfer Pricing regulations governing transactions between related entities to ensure they are conducted at arm's length

IRC Section 7872: Regulations concerning below-market loans and the tax implications of loans with interest rates below the applicable federal rate

Sarbanes-Oxley Act: Corporate governance and financial disclosure requirements for public companies, including related party transaction disclosure

State Usury Laws: State-specific regulations governing maximum allowable interest rates and loan terms

FASB Requirements: Financial Accounting Standards Board guidelines for proper accounting treatment of intercompany loans

GAAP Compliance: Generally Accepted Accounting Principles requirements for recording and reporting intercompany transactions

Transfer Pricing Documentation: Requirements for documenting and justifying the interest rates and terms of intercompany loans

Corporate Authority Documentation: Internal corporate governance requirements including board approvals and authorization for intercompany lending

Fraudulent Transfer Provisions: Bankruptcy law provisions protecting against fraudulent transfers between related entities

Equitable Subordination Rules: Bankruptcy principles governing the treatment of insider loans in case of insolvency

State Corporate Laws: State-specific requirements governing corporate transactions and related party dealings

SEC Regulations: Securities and Exchange Commission requirements for public companies regarding disclosure and reporting of related party transactions

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Take Over Mortgage Payments Contract

A U.S. legal agreement enabling the transfer of mortgage payment obligations from one party to another while maintaining original loan terms.

Download

Basic Loan Agreement Between Friends

A US-jurisdiction agreement formalizing personal loans between friends, including essential terms and conditions while maintaining legal validity under state laws.

Download

Agreement For Lending Money To Friends

A U.S.-compliant legal agreement template for documenting and formalizing monetary loans between friends, including essential loan terms and protections for both parties.

Download

Loan Contracts Between Friends

A U.S.-compliant loan agreement template for personal lending between friends, balancing legal requirements with maintaining friendly relations.

Download

Lending Contract Agreement

A U.S.-governed agreement establishing the terms and conditions of a loan between lender and borrower, compliant with federal and state lending regulations.

Download

Unsecured Loan Agreement Individual To Company

A U.S.-governed agreement documenting an unsecured loan from an individual to a company, specifying loan terms and obligations.

Download

Agreement To Take Over Car Payments

A U.S. legal agreement transferring vehicle loan payment responsibilities from original borrower to a new party.

Download

Tri Party Agreement Home Loan

A U.S.-governed agreement establishing terms and conditions for a three-party home loan arrangement between borrower, primary lender, and third party (guarantor/co-lender).

Download

Amenities Agreement For Loan

A U.S. legal document combining loan terms with amenities usage rights and responsibilities, subject to federal and state lending regulations.

Download

Loan Contract Between Friends

A U.S.-compliant legal agreement documenting loan terms between individuals, including repayment obligations and default provisions.

Download

Petty Cash Loan Agreement

A U.S.-compliant legal document formalizing small-scale cash loans for minor business expenses or operational needs.

Download

Letter Borrowing Money From A Friend

A legally binding U.S. document formalizing a personal loan agreement between friends.

Download

Good Faith Loan Agreement

A U.S.-compliant legal document formalizing a lending arrangement between trusted parties, outlining loan terms and conditions.

Download

Interest Only Loan Contract

A U.S.-governed agreement where the borrower pays only interest for a specified period, with principal due later.

Download

Letter Of Loan Agreement Between Friends

A US-compliant legal document formalizing a loan agreement between friends, specifying loan terms and repayment conditions.

Download

Secured Loan Contract

A U.S. legal agreement documenting a loan secured by specific collateral, governed by UCC Article 9 and state laws.

Download

Bank Loan Term Sheet

A U.S. law-governed preliminary document outlining key terms and conditions of a proposed bank loan facility, serving as the basis for the final loan agreement.

Download

Loan Contract For Family

A US-compliant loan agreement for financial arrangements between family members, incorporating IRS requirements and state regulations for family lending.

Download

Option Contract Car Loan

A U.S.-governed agreement combining auto financing with option rights, subject to federal and state lending regulations.

Download

Loan On Rent Agreement

A U.S.-compliant legal agreement governing the temporary rental of equipment or property between a lessor and lessee.

Download

Loan On Lease Agreement

A U.S. legal agreement that provides financing secured by the borrower's rights under an existing lease agreement.

Download

Assumption Of Mortgage Form

A U.S. legal document that enables the transfer of mortgage obligations from an existing borrower to a new borrower.

Download

Mortgage Note Purchase Agreement

A U.S. legal agreement governing the sale and transfer of mortgage notes between parties, including terms, conditions, and regulatory compliance requirements.

Download

Car Loan Assumption Agreement Form

A U.S. legal document enabling the transfer of an existing car loan from one borrower to another, subject to federal and state lending regulations.

Download

Private Money Lender Contract

A U.S.-compliant legal agreement between a private lender and borrower establishing loan terms and conditions.

Download

Tripartite Agreement Bank Loan

US-governed three-party loan agreement between a bank, borrower, and guarantor/security provider, detailing loan terms and security arrangements.

Download

Letter Of Exclusivity Mortgage Broker

A U.S.-compliant agreement establishing exclusive rights for a mortgage broker to represent a client in mortgage transactions.

Download

Personal Loan Agreement With Notary

A U.S.-governed legal document that establishes terms for a personal loan, authenticated by a notary public.

Download

Auto Loan Purchase Agreement

A U.S.-governed agreement for the sale and transfer of auto loans between financial institutions, subject to federal and state regulations.

Download

Line Of Credit Agreement And Note

A U.S. legal document establishing a revolving credit facility between lender and borrower, combining credit agreement and promissory note provisions.

Download

Contract Financing Loan

A U.S.-governed loan agreement providing financing secured against specific contracts or contract receivables.

Download

Director Loan Agreement

A U.S. legal agreement governing loans between a company and its director, outlining terms, conditions, and compliance requirements.

Download

Personal Property Loan Agreement

A U.S.-compliant agreement that documents the terms of a loan secured by personal property, including collateral details and repayment terms.

Download

Promissory Note Between Friends

A U.S. legal document that formalizes a personal loan agreement between friends, including loan terms and repayment conditions.

Download

Debtor In Possession Loan Agreement

A U.S. bankruptcy financing agreement that enables companies in Chapter 11 to obtain new funding for continued operations during reorganization, subject to bankruptcy court approval.

Download

Loan Against Rent Agreement

A U.S. legal agreement establishing terms for a loan secured by rental income from property.

Download

Inventory Loan Agreement

A U.S.-governed agreement establishing terms for a loan secured by business inventory, subject to UCC regulations.

Download

Credit Agreement Between Two Parties

A U.S.-governed agreement establishing loan terms between a lender and borrower, including amount, interest, and repayment conditions.

Download

Installment Loan Contract

A U.S. legal agreement establishing terms for a loan to be repaid in scheduled installments, compliant with federal and state lending regulations.

Download

Demand Promissory Note Loan Agreement

A U.S. legal document combining a loan agreement and promissory note for a loan repayable on demand.

Download
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it