Ƶ

Installment Contract (Real Estate) for the United States

Installment Contract (Real Estate) Template for United States

A Real Estate Installment Contract is a legally binding agreement used in the United States that facilitates the purchase of real property through periodic payments over time. Unlike traditional mortgages, the seller retains legal title until all payments are completed, while the buyer receives equitable title and possession. The document is governed by both federal regulations and state-specific real estate laws, incorporating requirements from TILA, RESPA, and state property statutes.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Installment Contract (Real Estate)

Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Installment Contract (Real Estate)?

The Real Estate Installment Contract (also known as a contract for deed or land contract) serves as an alternative financing method in the United States real estate market. This document is particularly useful when traditional mortgage financing is not available or desired. The contract outlines the terms of sale, including purchase price, payment schedule, interest rates, and conditions for property transfer. It provides detailed provisions for default remedies, maintenance responsibilities, and insurance requirements, while complying with federal regulations like TILA and RESPA, as well as state-specific real estate laws. The document is commonly used for residential and commercial properties, offering flexibility in payment terms while protecting both buyer and seller interests.

What sections should be included in a Installment Contract (Real Estate)?

1. Parties: Identification of seller and buyer with complete legal names and addresses

2. Background: Context of the transaction and property description

3. Definitions: Key terms used throughout the contract

4. Property Description: Detailed legal description of the property being sold

5. Purchase Price and Payment Terms: Total price, down payment, and installment structure

6. Interest Rate: Applicable interest rate and calculation method

7. Default Provisions: Consequences and remedies for payment default

8. Title Provisions: Terms regarding property title transfer and ownership

What sections are optional to include in a Installment Contract (Real Estate)?

1. Insurance Requirements: Property insurance obligations when specific insurance requirements need to be imposed

2. Property Maintenance: Maintenance obligations during contract term when specific maintenance standards need to be established

3. Early Payment Provisions: Terms for early payoff or additional payments when allowing early payment options

What schedules should be included in a Installment Contract (Real Estate)?

1. Schedule A - Property Description: Detailed legal description and property boundaries

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payments and interest

3. Schedule C - Property Inspection Report: Initial condition assessment of the property

4. Appendix 1 - Title Documents: Copies of relevant title documents and searches

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

United States

Publisher

Ƶ

Document Type

Agreement Contract

Cost

Free to use
Clauses


































Industries

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and regulating consumer credit transactions in real estate contracts

Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and requiring specific disclosures during property transactions

Fair Housing Act: Federal legislation prohibiting discrimination in real estate transactions and ensuring equal housing opportunities

Dodd-Frank Wall Street Reform: Federal consumer protection legislation affecting real estate financing and mortgage practices

State Property Laws: State-specific regulations governing property recording requirements, transfer regulations, and foreclosure procedures

State Contract Laws: State-level regulations covering statute of frauds requirements, contract formation, enforcement, and breach remedies

State Licensing Requirements: State regulations governing real estate broker/agent licensing and mortgage lending requirements

State Consumer Protection Laws: State-specific requirements for disclosures, cooling-off periods, and cancellation rights in real estate transactions

Local Zoning Laws: Municipal or county regulations controlling property use and development

Property Tax Regulations: Local and state rules governing property tax assessment, collection, and payment requirements

Title Insurance Requirements: Regulations regarding title insurance coverage and requirements for real estate transactions

Environmental Regulations: Federal and state environmental protection laws affecting real estate transactions and property use

Homeowners Association Rules: Private regulations and restrictions that may affect property use and transfer in planned communities

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Agreement Letter Between Company And Employee

A U.S.-compliant formal agreement establishing employment terms and conditions between an employer and employee.

find out more

Contract Letter Between Two Parties

A legally binding agreement in letter format that establishes contractual relationships between two parties under U.S. law.

find out more

Agreement For Work To Be Performed

A U.S. legal contract defining terms and conditions for specific work or services to be provided, including scope, payment, and deliverables.

find out more

Enforceable Contract

U.S.-compliant enforceable contract template incorporating all essential elements required under federal and state law.

find out more

White Label Software License

A U.S.-governed agreement allowing companies to license and rebrand software products under their own name.

find out more

Electronic Confidentiality Agreement

A U.S.-compliant agreement protecting confidential information shared electronically between parties, incorporating federal electronic signature and trade secret laws.

find out more

Basic Contract

A standard U.S.-compliant contract template establishing fundamental terms and conditions between parties, suitable for various business relationships.

find out more

Prenuptial Agreement

A U.S. legally binding contract executed before marriage that establishes property and financial rights of spouses in case of divorce or death.

find out more

Agreement Letter Between Two People

A legally binding agreement letter used in the U.S. to document mutual understanding and obligations between two individuals, following American contract law principles.

find out more

Home Contract Agreement

A legally binding agreement under U.S. federal and state laws that documents the terms and conditions for the purchase and sale of residential property.

find out more

Statement Of Agreement

A U.S.-compliant formal document that outlines agreed terms between parties, serving as a legally binding agreement while being more streamlined than a full contract.

find out more

Agreement Between Principal Employer And Contractor

A U.S.-governed contract defining the relationship and terms between a principal employer and independent contractor.

find out more

Business Percentage Agreement

A U.S.-governed agreement establishing percentage-based revenue or profit sharing terms between business parties.

find out more

Rent In Exchange For Services Agreement

A U.S. legal agreement establishing terms for rent-free accommodation in exchange for specified services provided to the property owner.

find out more

Catering Contract

A U.S.-governed agreement between caterers and clients for professional food service provision, covering service terms, pricing, and regulatory compliance.

find out more

White Label Software License Agreement

A US-governed agreement allowing companies to license and rebrand software products under their own brand name.

find out more

Business Cooperation Agreement

A US law-governed agreement establishing terms and conditions for business collaboration between multiple parties, defining rights, obligations, and operational framework.

find out more

Terms Of Business Agreement

A US law-governed agreement establishing core terms and conditions for business-to-business service provision.

find out more

Online Lease Agreement

A U.S.-compliant digital rental contract establishing terms between landlord and tenant for residential property use.

find out more

Business Contract

A U.S.-governed Business Contract establishing terms and conditions for commercial relationships between business entities.

find out more

Yearly Contract Agreement

A US-governed agreement establishing terms and conditions for a twelve-month contractual relationship between parties.

find out more

Working Partner Agreement

A U.S. legal agreement defining the terms and conditions of a working partner's involvement in a business, including ownership rights and operational responsibilities.

find out more

Work For Hire Contract

A U.S.-governed agreement establishing ownership rights of commissioned work under the work-for-hire doctrine.

find out more

Work For Hire Agreement

A U.S.-governed agreement establishing ownership rights and terms for work created by a contractor for a hiring party, under copyright law.

find out more

Work Contract Agreement

A legally binding employment agreement that establishes work terms and conditions between employer and employee, compliant with U.S. federal and state employment laws.

find out more

Work Contract

A legally binding employment agreement that establishes terms and conditions of employment under U.S. federal and state laws.

find out more

Work Agreement

A U.S.-compliant agreement establishing employment terms between employer and employee.

find out more

Wholesaling Houses Contracts

A U.S. legal agreement enabling the transfer of property purchase rights from a wholesaler to an end buyer, subject to federal and state real estate regulations.

find out more

White Label Agreement

A U.S.-governed agreement enabling one company to rebrand and sell another company's products or services under their own brand name.

find out more

Website Development Agreement

A U.S.-compliant legal agreement between a website developer and client establishing terms for website development services, including scope, timeline, and deliverables.

find out more

Website Design Contract

A U.S.-compliant legal agreement between a website designer and client defining the terms of website design services and deliverables.

find out more

Website Contract

A U.S.-governed legal agreement between website developers and clients defining website development terms and obligations.

find out more

Web Development Contract

A U.S.-governed legal agreement between a web developer and client specifying terms for website development services, including scope, deliverables, and rights.

find out more

Web Design Contract

A U.S.-governed legal agreement between a web designer and client specifying terms, deliverables, and rights for website development services.

find out more

Volunteer Contract

A legally binding agreement under U.S. law that establishes terms and conditions between a volunteer and an organization for unpaid service provision.

find out more

Voluntary Service Agreement

A U.S.-governed agreement defining terms and conditions for volunteer services, protecting both the volunteer and the organization.

find out more

Virtual Assistant Contract

A U.S.-compliant legal agreement establishing the terms and conditions between a client and a virtual assistant, governing remote work arrangements and protecting both parties' interests.

find out more

Venue Rental Agreement

A U.S.-compliant legal agreement governing the temporary rental of a venue or facility, establishing terms, conditions, and responsibilities between the venue owner and renter.

find out more

Vendor Services Agreement

A U.S.-governed contract defining the terms and conditions for services provided by a vendor to a client.

find out more

Vendor Contract

A legally binding agreement under U.S. law that governs the relationship between a vendor and purchaser, establishing terms for goods or services provision.

find out more
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it