Truth in Lending Act (TILA): Federal law that requires lenders to provide standardized information about loan terms and costs to protect consumers in credit transactions
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring disclosure of settlement costs and prohibiting kickbacks
Fair Housing Act: Federal legislation prohibiting discrimination in real estate transactions based on race, color, religion, sex, nationality, disability, or familial status
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their projects to potential buyers
Foreign Investment in Real Property Tax Act (FIRPTA): Federal tax law requiring foreign persons to pay tax on the disposition of U.S. real property interests
State Property Laws: State-specific laws governing real property rights, transfers, and obligations within the state's jurisdiction
State Real Estate Transfer Laws: State-specific requirements for transferring real property, including deed requirements and transfer taxes
State Recording Requirements: State-specific rules for recording real estate documents with appropriate government offices
State Disclosure Requirements: State-mandated disclosures about property condition, defects, hazards, and other material facts
Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable
Local Zoning Laws: Municipal regulations governing property use, development, and restrictions
Property Tax Laws: Federal, state, and local laws governing the assessment and collection of property taxes
Title Requirements: Legal requirements for establishing clear title and ownership rights to the property
Environmental Regulations: Federal and state laws governing environmental protection, hazards, and compliance in real estate
HOA Rules: Homeowners Association regulations affecting property use, maintenance, and transfer (where applicable)
Building Codes: Local and state regulations governing construction standards and safety requirements
Lead-Based Paint Disclosure: Federal requirement to disclose known information about lead-based paint in properties built before 1978
Essential Contract Elements: Required components including party identification, property description, purchase price, payment terms, closing date, contingencies, and signature requirements
