A Tenants In Common Agreement is essential when two or more parties purchase property together in Singapore but wish to hold different proportions of ownership or maintain separate disposal rights. This agreement becomes particularly crucial for unmarried couples, family members, or business partners investing together in property. The document sets out clear terms for property management, maintenance costs, and eventual sale or transfer of interests, while ensuring compliance with Singapore's property laws, including the Land Titles Act and Conveyancing and Law of Property Act. It provides crucial protection for all parties by documenting their respective rights and responsibilities, helping prevent future disputes and misunderstandings.
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1. Parties: Identifies all co-owners and their details
2. Background: States the property details and circumstances leading to co-ownership
3. Definitions: Defines key terms used throughout the agreement
4. Ownership Shares: Specifies each party's ownership percentage
5. Rights and Obligations: Details the rights and responsibilities of each co-owner
6. Property Management: Outlines decision-making processes for property management
7. Expenses and Maintenance: Details cost-sharing arrangements
8. Transfer of Interest: Procedures for selling or transferring ownership shares
1. Mortgage Arrangements: Required when property is mortgaged or has existing financing
2. CPF Usage: Details of CPF funds used by each party and related obligations
3. Rental Income: Distribution of rental income and rental management procedures
4. Buy-out Provisions: Process and terms for one party buying others' shares
1. Property Details Schedule: Legal description of property and title details
2. Ownership Share Certificate: Official documentation of ownership percentages
3. Contribution Schedule: Record of financial contributions by each party
4. Maintenance Schedule: Regular maintenance responsibilities and schedules
5. CPF Usage Statement: Details of CPF funds used by each party in the property purchase
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