Moneylenders Act (Cap. 188): Primary legislation governing moneylending activities in Singapore, particularly relevant if one party is a licensed moneylender. Sets out licensing requirements, conduct of business rules, and borrower protections.
Civil Law Act (Cap. 43): Fundamental legislation governing contractual relationships and civil matters in Singapore, including basic principles of contract formation and enforcement.
Contract Law (Amendment) Act 2012: Updates to Singapore's contract law framework, incorporating modern commercial practices and clarifying certain aspects of contract formation and enforcement.
Consumer Protection (Fair Trading) Act: Legislation protecting consumer interests in financial transactions, including loans, particularly relevant if the loan agreement involves a consumer borrower.
Moneylenders Rules 2009: Subsidiary legislation under the Moneylenders Act specifying detailed requirements for moneylending operations, including interest rate caps and fee structures.
Companies Act (Cap. 50): Relevant for registration of charges and corporate borrowing requirements when the borrower is a company incorporated in Singapore.
Stamp Duties Act: Governs the stamp duty requirements for loan documentation and security instruments in Singapore.
Limitation Act (Cap. 163): Sets out time limits for bringing legal actions to recover debts, important for enforcement provisions in loan agreements.
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in loan documentation and related processes.
Unfair Contract Terms Act (Cap. 396): Controls the use of unfair terms in contracts, particularly relevant for standard form loan agreements and consumer protection.
