Conveyancing and Law of Property Act: Primary legislation governing property transactions and mortgages in Singapore (Cap. 61), which sets out the fundamental rules for creating and enforcing security interests in real property
Land Titles Act: Key legislation (Cap. 157) that governs the registration and transfer of land titles in Singapore, including the registration of mortgages and subordination agreements
Housing and Development Act: Legislation governing HDB properties, which may be relevant if the mortgaged property is public housing
Banking Act: Legislation (Cap. 19) that regulates banking institutions and their lending practices, including mortgage lending
Moneylenders Act: Legislation governing non-bank lenders and their lending practices in Singapore
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore regarding mortgage lending practices and requirements
TDSR Framework: Total Debt Servicing Ratio framework that limits the portion of a borrower's gross monthly income that can go towards repaying all monthly debt obligations
MSR Requirements: Mortgage Servicing Ratio requirements that limit the portion of a borrower's gross monthly income that can go towards repaying all monthly mortgage obligations
Singapore Contract Law: Common law principles governing contract formation, validity, and enforcement in Singapore
Equitable Principles: Legal principles relating to mortgages and priorities in property law, including the doctrine of contractual subordination
SLA Registration Requirements: Singapore Land Authority requirements for the registration and lodgment of mortgage and subordination documents
PDPA: Personal Data Protection Act governing the collection, use, and disclosure of personal data in Singapore
AML Regulations: Anti-money laundering regulations that must be considered in property transactions and mortgage agreements
