Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including lending activities and regulatory compliance requirements
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, including licensing requirements and restrictions on lending practices
Securities and Futures Act (Cap. 289): Relevant when loans involve securities as collateral or are related to securities trading
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data in loan applications and documentation
MAS Notice 645: Monetary Authority of Singapore guidelines on loan-to-value limits for property loans
MAS Notice 632: Specific guidelines for residential property loans and related lending practices
Fair Trading Act: Ensures fair trading practices and consumer protection in lending activities
HDB Regulations: Specific requirements for housing loans involving HDB properties
Companies Act: Relevant for business loans and corporate lending requirements
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism requirements for loan processing
Consumer Protection (Fair Trading) Act: Protects consumers' interests in financial transactions including lending
Unfair Contract Terms Act: Regulates unfair terms in contracts, including loan agreements
Stamp Duties Act: Requirements for proper stamping of loan documents and related agreements
Electronic Transactions Act: Governs the validity and use of electronic records and signatures in loan documentation
