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1. Collateral Description: Detailed description of any assets securing the note, used when the note is secured

2. Guarantor Provisions: Terms related to guarantors, if any third party is guaranteeing the note

3. Prepayment Terms: Conditions and penalties for early payment, if applicable

4. Late Payment Provisions: Specific penalties or additional interest for late payments

5. Electronic Execution: Provisions for electronic signing if the note will be executed electronically

6. Assignment Clause: Terms governing the transfer or assignment of the note

7. Co-borrower Provisions: Additional terms when there are multiple borrowers

1. Schedule A - Amortization Schedule: Detailed payment schedule showing principal and interest breakdown for each payment

2. Schedule B - Interest Calculation Examples: Examples demonstrating how compound interest is calculated

3. Schedule C - Security Details: Detailed description of collateral or security (if applicable)

4. Appendix 1 - Borrower Information: Detailed information about the borrower including contact details and financial information

5. Appendix 2 - Payment Instructions: Detailed instructions for making payments including bank account details