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1. Guarantor Provisions: Required when a guarantor is providing additional security for the credit

2. Early Repayment: Include when early repayment options are offered, including any fee calculations

3. Multiple Items: Required when the credit sale covers multiple items with different specifications or delivery schedules

4. Trade-In Details: Include when the sale involves a trade-in of existing goods

5. Installation and Training: Required when the goods require professional installation or user training

6. Maintenance and Support: Include for goods requiring ongoing maintenance or technical support

7. Direct Debit Authority: Include when automatic payments are being established

1. Schedule 1 - Initial Disclosure Statement: Mandatory CCCFA disclosure information including all required financial details

2. Schedule 2 - Goods Description: Detailed description of goods including serial numbers, specifications

3. Schedule 3 - Payment Schedule: Detailed amortization schedule showing payments, interest, and balance

4. Schedule 4 - Fees and Charges: Comprehensive list of all applicable fees and charges

5. Appendix A - Direct Debit Form: Standard direct debit authorization form if applicable

6. Appendix B - Guarantor Terms: Detailed terms and conditions applying to guarantors if applicable

7. Appendix C - Insurance Requirements: Detailed insurance requirements and minimum coverage levels