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1. Insurance: Requirements for insurance coverage of goods, used when goods have significant value or specific risks

2. Personal Guarantee: Terms of personal guarantee, included when additional security is required from individual guarantors

3. Early Repayment: Terms for early repayment options and any associated fees or discounts

4. Cross-Default: Provisions linking defaults under other agreements, used for complex commercial relationships

5. Assignment: Rights to assign the agreement, included when transfer rights are important to either party

6. Data Protection: Specific privacy and data handling terms, required when collecting significant personal data

1. Schedule 1 - Description of Goods: Detailed specification of goods being sold on credit

2. Schedule 2 - Payment Schedule: Detailed repayment schedule including dates, amounts, and interest calculations

3. Schedule 3 - Security Details: Specific details of any security arrangements or collateral

4. Schedule 4 - Condition Report: Initial condition of goods (if applicable)

5. Appendix A - Credit Application Form: Completed credit application with buyer's financial information

6. Appendix B - Personal Guarantee Form: Standard form for personal guarantees if required