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Cease And Desist Letter To Debt Collector Template for Malaysia

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Key Requirements PROMPT example:

Cease And Desist Letter To Debt Collector

"I need a Cease and Desist Letter to a Debt Collector who has been repeatedly calling my workplace and making threatening calls to my mobile phone multiple times daily since January 2025; the debt collector is from ABC Collection Agency in Kuala Lumpur."

Document background
The Cease And Desist Letter To Debt Collector is a crucial legal instrument in Malaysia's consumer protection framework, designed to address and stop inappropriate or illegal debt collection practices. This document becomes necessary when debt collectors engage in harassment, intimidation, or other practices that violate Malaysian legislation, particularly the Debt Collectors Act 2010 and related regulations. It serves as both a formal warning and a potential precursor to legal action, documenting specific instances of misconduct and demanding immediate cessation of such activities. The letter must comply with Malaysian legal requirements and typically includes detailed documentation of the collector's actions, relevant legal citations, and clear demands for compliance. It's particularly important in Malaysia's context where debt collection practices are regulated but violations still occur, providing individuals and businesses with a formal mechanism to assert their rights and demand professional conduct in debt collection activities.
Suggested Sections

1. Sender's Information: Full name, address, and contact details of the person sending the letter

2. Recipient's Information: Debt collector's name, company name, and complete business address

3. Date: Current date of the letter

4. Subject Line: Clear indication that this is a Cease and Desist Letter

5. Reference Numbers: Any relevant account numbers or debt reference numbers

6. Description of Conduct: Detailed description of the debt collector's problematic behavior or actions

7. Legal Rights Statement: Citation of relevant laws and rights being violated

8. Cease and Desist Demand: Clear statement demanding the immediate stop of all collection activities

9. Deadline for Compliance: Specific timeframe within which the debt collector must cease all activities

10. Legal Consequences: Statement of potential legal actions if the demands are not met

11. Signature Block: Formal closing, signature, and typed name of the sender

Optional Sections

1. Debt Dispute Statement: Include when the underlying debt is disputed or believed to be erroneous

2. Recording of Harassment: Include when there is documented evidence of specific instances of harassment

3. Third Party Authorization: Include when the letter is being sent by a legal representative

4. Previous Communication Reference: Include when there have been prior attempts to resolve the issue

5. Medical Impact Statement: Include when the debt collector's actions have caused medical or psychological distress

6. Workplace Contact Prohibition: Include when the debt collector has contacted the sender at their workplace

Suggested Schedules

1. Call Log: Detailed record of all communication attempts by the debt collector

2. Evidence Documentation: Copies of relevant messages, recordings, or other evidence of harassment

3. Medical Records: If applicable, documentation of medical impact caused by harassment

4. Debt Documentation: Relevant documents regarding the debt status or dispute

5. Previous Correspondence: Copies of any previous communication with the debt collector

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions




















Clauses


















Relevant Industries

Financial Services

Banking

Legal Services

Consumer Credit

Retail

Healthcare

Telecommunications

Utilities

Education

Relevant Teams

Legal

Compliance

Finance

Risk Management

Consumer Protection

Corporate Affairs

Credit Control

Regulatory Affairs

Consumer Relations

Debt Recovery

Relevant Roles

Legal Counsel

Compliance Officer

Credit Manager

Financial Controller

Consumer Rights Advocate

Debt Recovery Specialist

Risk Manager

Legal Administrator

Consumer Protection Officer

Collections Manager

Corporate Secretary

Finance Director

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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