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The Cease and Desist Letter to Debt Collector is a critical legal tool used in Ireland when debt collection practices become harassment or violate consumer protection laws. This document is typically employed when a debtor experiences aggressive collection tactics, disputes a debt's validity, or needs to establish formal communication boundaries with collectors. The letter must comply with Irish legislation, including the Consumer Protection Act 2007 and the Central Bank Act 1997, which regulate debt collection practices. It serves as both a formal warning and a potential prerequisite to legal action if the collector continues prohibited behavior. The document should include specific account details, documented instances of harassment or inappropriate contact, and clear demands for cessation of collection activities, while maintaining professional language that could be presented in legal proceedings if necessary.

1. Recipient Details: Full name and address of the debt collection agency and/or specific collector

2. Letter Date and Reference: Current date and any relevant account or reference numbers

3. Formal Demand Statement: Clear statement that this is a formal cease and desist demand

4. Account Information: Identification of the relevant account(s) or alleged debt(s)

5. Legal Rights Declaration: Statement of your rights under Irish law and relevant legislation

6. Cease and Desist Demand: Specific demands to stop all communication except through specified channels

7. Consequences of Non-Compliance: Clear statement of legal actions that will be taken if harassment continues

8. Response Timeline: Specified timeframe for the recipient to acknowledge and comply with the demand

9. Contact Preferences: Specific instructions on acceptable methods of future communication, if any

10. Signature Block: Your full name, address, and signature