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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and lending. Essential if the repayment agreement involves consumer lending.

Financial Services and Markets Act 2000: Regulates financial services and markets in the UK, including oversight of regulated lending activities and interest rates.

Limitation Act 1980: Sets statutory time limits for bringing legal actions to enforce debts and other claims.

Law of Property (Miscellaneous Provisions) Act 1989: Governs formalities for creating certain types of contracts and property rights.

Unfair Contract Terms Act 1977: Controls the use and enforcement of exclusion and limitation clauses in contracts.

Consumer Rights Act 2015: Protects consumer rights and regulates unfair terms in consumer contracts, relevant if the agreement involves individual consumers.

Late Payment of Commercial Debts (Interest) Act 1998: Establishes statutory interest rates for late payments in commercial transactions.

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair practices and sets standards for business conduct in debt collection.

Bills of Exchange Act 1882: Governs negotiable instruments including promissory notes that might be used in repayment agreements.

Civil Procedure Rules: Procedural rules governing civil litigation in England and Wales, including enforcement of debts and judgments.