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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including requirements for credit agreements and consumer protections in payment arrangements.

Consumer Rights Act 2015: Legislation ensuring fairness and transparency in consumer contracts, including requirements for clear payment terms and consumer protection provisions.

Limitation Act 1980: Sets statutory time limits for enforcing debts and defines implications of debt acknowledgment in payment arrangements.

Financial Services and Markets Act 2000: Regulatory framework for financial activities, including requirements for regulated payment arrangements and financial services.

Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing late payments in business-to-business transactions, including statutory interest provisions for payment plans.

GDPR and Data Protection Act 2018: Data protection legislation requiring proper handling of personal data and privacy considerations in payment arrangements.

FCA Regulations: Financial Conduct Authority regulations including treating customers fairly principles and debt collection guidelines for regulated entities.

Unfair Contract Terms Act 1977: Legislation governing the reasonableness of contract terms and limitations of liability in payment arrangements.