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Law of Contract: Common law principles governing contract formation including offer, acceptance, consideration, and intention to create legal relations. Also covers capacity to contract and terms and conditions.

Consumer Credit Act 1974: Regulates credit agreements involving consumers, including requirements for regulated credit agreements, information disclosure requirements, and unfair relationship provisions.

Unfair Contract Terms Act 1977: Governs the reasonableness of contract terms and places limitations on exclusion clauses in agreements.

Consumer Rights Act 2015: Applies to consumer contracts and ensures fairness of terms and transparency requirements in agreements involving consumers.

Limitation Act 1980: Sets time limits for bringing claims and establishes rules regarding acknowledgment and part-payment.

Financial Services and Markets Act 2000: Contains regulatory requirements that apply if the lender is providing credit as a business.

Money Laundering Regulations 2017: Anti-money laundering requirements that may be applicable to certain financial transactions.

Contracts (Rights of Third Parties) Act 1999: Governs the rights of third parties to enforce contractual terms in an agreement.