Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and FCA authority
Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protection for credit-related transactions including prepayment scenarios
Payment Services Regulations 2017: Governs payment services, including regulations around payment processing and customer protections
Consumer Rights Act 2015: Key legislation providing consumer protection and defining unfair terms in consumer contracts
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices and misleading actions or omissions
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses and limitations of liability
Consumer Contracts Regulations 2013: Governs distance selling and information requirements for consumer contracts, including cancellation rights
Money Laundering Regulations 2017: Sets requirements for preventing money laundering and terrorist financing in financial transactions
Proceeds of Crime Act 2002: Deals with money laundering offenses and the proceeds of crime, relevant for financial transactions
UK General Data Protection Regulation: Post-Brexit data protection regulation governing how personal data must be handled and processed
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR
Law of Property (Miscellaneous Provisions) Act 1989: Governs formalities in property-related contracts and certain aspects of contract formation
Insolvency Act 1986: Relevant for understanding rights and obligations in case of insolvency of either party
Companies Act 2006: Primary legislation governing company operations and corporate entities in the UK
FCA Handbook: Comprehensive guide containing FCA rules and guidance for regulated financial activities
